A pre-existing condition is anything that happens before you enroll or during the waiting period. Like other providers, we don’t cover pre-existing conditions.
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Discounts subject to approval and are subject to change at any time. Maximum available discount is 10%. Discounts may not be available in all states. Renewals are not eligible for this promotion. Not valid with any other offer. Exam fees based on average costs. Charitable donations offer is not available in AK, HI, ID, IN, KS, ND, NY, RI, SC, or TX, limited to $10 in MI and UT, and $15 in AL. Not available in Canada in NB and QC. This offer is subject to change at any time without notice. Policies become effective at 12:01 a.m. the day after activation. Waiting periods apply. In ME, there is no waiting period for new accidents and injuries, and a 15-day waiting period for all other conditions, as of January 1, 2023. Pre-existing conditions, including those where clinical signs are present prior to the effective date of the policy or during the waiting period or prior to the first exam, are excluded from coverage. Risk-free cancellation terms vary by state.