AKC Pet Insurance
vs.
Fetch Pet Insurance

Wondering who has the best pet insurance? We sniffed out the differences for you, so you can see how Fetch’s unmatched coverage is top dog.

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You had me at Fetch.

— Taco

Fetch covers more than most other providers, including AKC

Fetch Pet Insurance is proud to protect over 400,000 pets (and counting!) with the most comprehensive coverage. AKC has limited or no coverage when it comes to exam fees, dental illness, holistic care and more.

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AKC Pet Insurance doesn’t cover dental illness — Fetch does

Fetch Pet Insurance covers injury and disease in every adult tooth, not just the canines. Plus, you get full coverage for periodontal disease (the most common disease in dogs and cats), oral tumors, trauma and more.

AKC Pet Insurance doesn’t cover any form of dental illness and only covers the extraction of damaged teeth caused by an accident.

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With AKC Pet Insurance, you’ll have to pay extra to cover exam fees

Fetch covers sick-visit exam fees, saving you $50 - $250, on average, per appointment.

AKC charges extra to cover exam fees.

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Fetch covers more than just vet bills

If your pet goes missing, we want to help. Fetch covers the cost of advertising that your pet is lost and paying a reasonable reward for finding them. Your plan includes coverage up to $1,000 per year.

AKC Pet Insurance doesn’t offer this.

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AKC Pet Insurance doesn’t enroll older pets, Fetch does

Fetch insures pets 6 weeks and older with no upper age limits.

With AKC Pet Insurance, pets must be younger than 9 years old to be enrolled in accident and illness coverage.

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Fetch has your back if you’re hospitalized

We’re not just here for your pet — should you require hospitalization for 4 days or more, we’ll cover up to $1,000 of your pet’s boarding fees.

AKC Pet Insurance doesn’t cover this, so you’ll likely need to find someone to take care of your pet or pay boarding fees out of pocket.

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AKC Pet Insurance doesn’t always cover breed-specific issues

Fetch’s comprehensive plan covers medical conditions linked
to breed.

Many of AKC’s pet insurance plans exclude medical conditions by breed or charge you extra for coverage.

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What should you consider when you’re comparing pet insurance providers?

What does the coverage include?

Not all pet insurance plans are created equally. If a provider doesn’t cover a condition your pet has or treatment they need, you won’t be able to file a claim and get paid back for it — which means you could run into some serious costs. Take a close look at all limitations and exclusions for a given pet insurance plan, which can include factors like upper age limits and exclusions for breed-specific conditions.

How much can you customize the price?

Getting a plan that works for your pet and your budget is key. With Fetch, you can customize your plan, including choosing your deductible, max annual payout and reimbursement rate. Not all providers let you customize your price like this.

What matters the most to you?

Every plan is different, and every pet parent is, too. Some people only want protection in case of injury and illness — the unexpected stuff you can’t see coming — while others also want coverage for things like chronic conditions. Make sure that what you’re paying for is what is best for your pet’s needs and your budget.

Add routine & preventive coverage, save up to $735 more a year

Fetch Wellness is an optional add-on to your Fetch Pet Insurance plan that gives your pet routine and preventive coverage (think: vaccines and annual exams).

Unexpected Visits

Get Fetch Pet Insurance

Covers injuries, illnesses, prescription medications & more.

+

Optional ROUTINE CARE

Add Fetch Wellness

Covers annual exams, vaccinations, dental cleanings & more.

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Read customer reviews about Fetch Pet Insurance

Ready to give your pet the coverage they deserve?

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Compare Fetch to AKC Pet Insurance

Coverage

Fetch

AKC

Covers pets of every age 6 weeks+

Use any vet in the U.S. and Canada

Offers wellness coverage

Sick-visit exam fees

Boarding

Online vet visits

Alternative & holistic care

Behavioral therapy

Breed-specific conditions

Every tooth, plus gums

Covered

Not covered

Costs extra

This comparison is based on core policy coverage and the information is accurate as of September 2023.

Fetch Wellness is add-on coverage.

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