Pets Best Pet Insurance
Fetch Pet Insurance

Wondering who has the best pet insurance? We sniffed out the differences for you, so you can see how Fetch’s unmatched coverage is top dog.

See how Fetch compares to Pets Best pet insurance >

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A large fluffy dog sitting on a couch with a tennis ball in his mouth.

You had me at Fetch.

— Rugby

Fetch covers more than most other providers, including Pets Best

Fetch protects over 425,000 pets (and counting!), covering up to 90% of unexpected vet bills. Pets Best requires a more expensive plan to cover what comes standard with Fetch — including exam fees, alternative therapies and more.

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Compare Fetch to Pets Best pet insurance



Pets Best

Covers pets of every age 6 weeks+

Use any vet in the U.S. and Canada

Offers wellness coverage

Sick-visit exam fees


Online vet visits

Alternative & holistic care

Behavioral therapy

Breed-specific conditions

Every tooth, plus gums


Not covered

Costs Extra

This comparison is based on core policy coverage and the information is accurate as of September 2023.

Fetch Wellness is add-on coverage.

Fetch covers what Pets Best does not, including:

The complete sick visit, including exam fees — saving you $50 - $250, on average, per appointment. Pets Best charges extra to cover exam fees.

Up to $1,000 in alternative and holistic care. Pets Best doesn’t include this in their standard plan.

Up to $1,000 in boarding fees should you require hospitalization for 4 days or more. Pets Best doesn’t do that.

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Alternative & holistic coverage is an add-on for Pets Best — it comes standard with Fetch

Fetch’s comprehensive plan covers physical therapy, acupuncture, hydrotherapy and chiropractic care all at no extra charge.

Pets Best doesn’t cover any of these things in their standard plan. You’ll have to pay for their more expensive plan if you want this covered.

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Fetch covers more than just vet bills

If your pet goes missing, we want to help. Fetch covers the cost of advertising that your pet is lost and paying a reasonable reward for finding them. Your plan includes coverage up to $1,000 per year.

Pets Best doesn’t offer this.

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Taco the border collie dog sitting in a wooden chair.

With Pets Best, you’ll have to pay for exam fees

Fetch covers the full sick visit — including exam fees, saving you $50-$250, on average, per visit.

Unless you pay for a more expensive plan, Pets Best pet insurance does not cover exam fees.

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Pets Best doesn’t cover every tooth — Fetch does

Fetch covers injury and disease in every adult tooth, not just the canines. Plus, you get full coverage for periodontal disease (the most common disease in dogs and cats), oral tumors, trauma and more.

Pets Best’s limited dental coverage only includes canine and carnassial teeth, and endodontic treatment (like root canals).

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Fetch has your back if you're hospitalized

We’re not just here for your pet — should you require hospitalization for 4 days or more, we’ll cover up to $1,000 of your pet’s boarding fees.

Pets Best doesn’t cover this, so you’ll likely need to find someone to take care of your pet or pay boarding fees out of pocket.

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What should you consider when you’re comparing pet insurance providers?

What does the coverage include?

Not all pet insurance plans are created equally. If a provider doesn’t cover a condition your pet has or treatment they need, you won’t be able to file a claim and get paid back for it — which means you could run into some serious costs. Take a close look at all limitations and exclusions for a given pet insurance plan, which can include factors like upper age limits and exclusions for breed-specific conditions.

How much can you customize the price?

Getting a plan that works for your pet and your budget is key. With Fetch, you can customize your plan, including choosing your deductible, max annual payout and reimbursement rate. Not all providers let you customize your price like this.

What matters the most to you?

Every plan is different, and every pet parent is, too. Some people only want protection in case of injury and illness — the unexpected stuff you can’t see coming — while others also want coverage for things like chronic conditions. Make sure that what you’re paying for is what is best for your pet’s needs and your budget.

Add routine & preventive coverage, save up to $735 more a year

Fetch Wellness is an optional add-on to your Fetch Pet Insurance plan that gives your pet routine and preventive coverage (think: vaccines and annual exams).

Unexpected Visits

Get Fetch Pet Insurance

Covers injuries, illnesses, prescription medications & more.



Add Fetch Wellness

Covers annual exams, vaccinations, dental cleanings & more.

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Read customer reviews about Fetch Pet Insurance

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