Pets Best Pet Insurance
vs.
Fetch Pet Insurance
Wondering who has the best pet insurance? We sniffed out the differences for you, so you can see how Fetch’s unmatched coverage is top dog.
See how Fetch compares to Pets Best pet insurance >
“You had me at Fetch.”
— Rugby
Fetch covers more than most other providers, including Pets Best
Fetch protects over 450,000 pets (and counting!), covering up to 90% of unexpected vet bills. Pets Best requires a more expensive plan to cover what comes standard with Fetch — including exam fees, alternative therapies and more.
Get your priceCompare Fetch to Pets Best pet insurance
Coverage
Fetch
Pets Best
Covers pets of every age 6 weeks+
Use any vet in the U.S. and Canada
Offers wellness coverage
Sick-visit exam fees
Boarding
Online vet visits
Alternative & holistic care
Behavioral therapy
Breed-specific conditions
Every tooth, plus gums
Covered
Not covered
Costs Extra
Less coverage
than Fetch
This comparison is based on core policy coverage and the information is accurate as of September 2023.
Fetch Wellness is add-on coverage.
Fetch covers what Pets Best does not, including:
The complete sick visit, including exam fees — saving you $50 - $250, on average, per appointment. Pets Best charges extra to cover exam fees.
Up to $1,000 in alternative and holistic care. Pets Best doesn’t include this in their standard plan.
Up to $1,000 in boarding fees should you require hospitalization for 4 days or more. Pets Best doesn’t do that.
Alternative & holistic coverage is an add-on for Pets Best — it comes standard with Fetch
Fetch’s comprehensive plan covers physical therapy, acupuncture, hydrotherapy and chiropractic care, also known as complementary therapy, all at no extra charge.
Pets Best doesn’t cover any of these things in their standard plan. You’ll have to pay for their more expensive plan if you want this covered.
Fetch covers more than just vet bills
If your pet goes missing, we want to help. Fetch covers the cost of advertising that your pet is lost and paying a reasonable reward for finding them. Your plan includes coverage up to $1,000 per year.
Pets Best doesn’t offer this.
With Pets Best, you’ll have to pay for exam fees
Fetch covers the full sick visit — including exam fees, saving you $50-$250, on average, per visit.
Unless you pay for a more expensive plan, Pets Best pet insurance does not cover exam fees.
Pets Best doesn’t cover every tooth — Fetch does
Fetch covers injury and disease in every adult tooth, not just the canines. Plus, you get full coverage for periodontal disease (the most common disease in dogs and cats), oral tumors, trauma and more.
Pets Best’s limited dental coverage only includes canine and carnassial teeth, and endodontic treatment (like root canals).
Fetch has your back if you're hospitalized
We’re not just here for your pet — should you require hospitalization for 4 days or more, we’ll cover up to $1,000 of your pet’s boarding fees.
Pets Best doesn’t cover this, so you’ll likely need to find someone to take care of your pet or pay boarding fees out of pocket.
With Fetch, you’ll get 100% reimbursement on pet meds
With Fetch, you can order your pet’s medications from our online pharmacy, Fetch Pet Rx, and we’ll reimburse 100% of your out-of-pocket expenses.
Pets Best doesn’t offer this. Fetch is the only pet insurance provider that pays you back 100% of the cost of your pet’s meds — with $0 copay — when you use Fetch Pet Rx.
What should you consider when you’re comparing pet insurance providers?
What does the coverage include?
Not all pet insurance plans are created equally. If a provider doesn’t cover a condition your pet has or treatment they need, you won’t be able to file a claim and get paid back for it — which means you could run into some serious costs. Take a close look at all limitations and exclusions for a given pet insurance plan, which can include factors like upper age limits and exclusions for breed-specific conditions.
How much can you customize the price?
Getting a plan that works for your pet and your budget is key. With Fetch, you can customize your plan, including choosing your deductible, max annual payout and reimbursement rate. Not all providers let you customize your price like this.
What matters the most to you?
Every plan is different, and every pet parent is, too. Some people only want protection in case of injury and illness — the unexpected stuff you can’t see coming — while others also want coverage for things like chronic conditions. Make sure that what you’re paying for is what is best for your pet’s needs and your budget.
Add routine & preventive coverage, save up to $735 more a year
Fetch Wellness is an optional add-on to your Fetch Pet Insurance plan that gives your pet routine and preventive coverage (think: vaccines and annual exams).
Unexpected Visits
Get Fetch Pet Insurance
Covers injuries, illnesses, prescription medications & more.
+
Optional ROUTINE CARE
Add Fetch Wellness
Covers annual exams, vaccinations, dental cleanings & more.