Recommended by The Dodo, the #1 animal brand in the world.
Works with any licensed vet in the U.S. or Canada. Canada or U.S.
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Fetch dog insurance provides coverage for future accidents and illnesses — the stuff you can’t see coming. We don’t cover pre-existing conditions. No one does. We also don’t cover cosmetic or elective procedures like tail docking and ear cropping (unless your vet decides they’re medically necessary).
Routine and preventive care aren’t covered … yet. To match how unconditionally you care for your pets, we’re offering preventive care in 2022 — that means you can submit claims for spaying and neutering, teeth cleaning, flea and tick protection and vaccines when you add preventive care to your plan.
The sooner you get Fetch, the sooner we can help. If you have a puppy, you shouldn’t wait to sign up. And the same goes if you’ve adopted an older dog, too — it’s likely an older pet will develop a new illness or injury as they continue to age. But, if you wait until your pet gets sick or hurt, we won’t be able to cover your vet visit.
Your coverage kicks in after your waiting period (which could be up to 15 days), so you'll be ready when life throws you curveballs. Here's how Fetch's reimbursement model works:
With Fetch, you have the flexibility to keep your current vet or visit a new vet if you’d like. We even cover specialists and emergency clinics.
Just take a picture of your vet documents, answer a few questions about your pet’s treatment and we’ll handle it from there.
Risk-free cancellation terms vary by state.
Up to 10% partner discount. Subject to approval. Partner discount not available in FL, HI, TN. Renewals are not eligible for this promotion. Not valid with any other offer. This offer is subject to change at any time without notice. All coverage and limit options may not be available to all customers and are subject to underwriting approval. Exam fees based on average costs. Televet currently not available in NY, NJ and Canada.
Policies become effective at 12:01 a.m. the day after activation. Waiting periods apply. Pre-existing conditions, including those where clinical signs are present prior to the effective date of the policy or during the waiting period, are excluded from coverage.
Average monthly premiums are based on U.S. annual premiums, using a 12-month average, for the period of 01/01/2020 through 12/31/2020 and all available limit combinations.
Most comprehensive according to Consumer’s Advocate as of January 2021, based on a comparison of injury and illness coverage between Fetch and North American pet insurance providers. Consumer Advocate is a Fetch Partner.
Best pet insurance according to Consumer Voice February 2021.
The Dodo is the #1 animal brand globally on social according to Tubular as of January 2021.
Fetch insurance policies are administered by Fetch Insurance Services, LLC (d/b/a Fetch by The Dodo Fetch by The Dodo, LLC in Michigan & New Mexico, and Fetch by The Dodo Insurance Services, LLC in California) and underwritten by XL Specialty Insurance Company, a Delaware Corporation or AXIS Insurance Company, an Illinois Corporation, in the U.S. and XL Specialty Insurance Company - Canadian Branch or AXIS Reinsurance Company (Canadian Branch) in Canada. For more information, visit FetchPet.com. ©2021 Fetch, Inc. Information accurate as of December 2021.
This product information is for descriptive purposes only and does not provide a complete summary of coverage. Consult the applicable insurance policy for specific terms, conditions, limits, limitations and exclusions to coverage. Not all coverages or options stated above may apply to each policyholder. The coverage for each policyholder will be governed by the terms and conditions of the applicable policy.
All coverage and limit options may not be available to all customers and are subject to underwriting approval.
Long live love is a service mark of Fetch, Inc.