Fetch has the most comprehensive pet insurance which includes the holistic care and behavioral therapy that Trupanion charges you extra for. Our plan also covers curable medical conditions, which Trupanion doesn’t cover. Plus, we don’t charge a sign-up fee or limit enrollment based on your pet’s age.
No upper age limits
Illness waiting period
Curable exclusionary period
Sick visit exam fees
Online vet visits
Alternative & homeopathic therapies
Information last updated November 2021.
Sick visit exam fees—saving you on average $50-$250 per visit. You’ll pay more with Trupanion.
Up to $1,000 in virtual vet visits (video chat, call or text), unlike Trupanion.
Up to $1,000 in behavioral therapy and medicine. Trupanion doesn’t do that.
Fetch covers every adult tooth against accidents, injuries, illnesses and diseases, with no broad condition exclusions.
Trupanion offers limited dental coverage. Teeth outside of the canine and carnassial teeth only get limited protection.
According to American Veterinary Dental College, almost a third (20-27%) of canine patients have fractured teeth, and in cats, resorptive lesions can be as high as 68% prevalence—Lemonade’s coverage won’t protect your pets from all of these conditions.Get your priceGet your price
Holistic care is considered standard by Fetch. It’s included in every policy.
Trupanion requires an expensive rider if you want coverage for acupuncture, chiropractic, hydrotherapy, naturopathy, physical therapy and/or rehabilitative therapy.
Fetch covers the full sick visit—including exam fees, saving you $50-$250 per visit.
Trupanion does not cover exam fees.
Risk-free cancellation terms vary by state.
Up to 10% partner discount. Subject to approval. Partner discount not available in FL, HI, TN. Renewals are not eligible for this promotion. Not valid with any other offer. This offer is subject to change at any time without notice. All coverage and limit options may not be available to all customers and are subject to underwriting approval. Exam fees based on average costs. Televet currently not available in NY, NJ and Canada.
Policies become effective at 12:01 a.m. the day after activation. Waiting periods apply. Pre-existing conditions, including those where clinical signs are present prior to the effective date of the policy or during the waiting period, are excluded from coverage.
Average monthly premiums are based on U.S. annual premiums, using a 12-month average, for the period of 01/01/2020 through 12/31/2020 and all available limit combinations.
Most comprehensive according to Consumer’s Advocate as of January 2021, based on a comparison of injury and illness coverage between Fetch and North American pet insurance providers. Consumer Advocate is a Fetch Partner.
Best pet insurance according to Consumer Voice February 2021.
The Dodo is the #1 animal brand globally on social according to Tubular as of January 2021.
Fetch insurance policies are administered by Fetch Insurance Services, LLC (d/b/a Fetch by The Dodo Fetch by The Dodo, LLC in Michigan & New Mexico, and Fetch by The Dodo Insurance Services, LLC in California) and underwritten by XL Specialty Insurance Company, a Delaware Corporation or AXIS Insurance Company, an Illinois Corporation, in the U.S. and XL Specialty Insurance Company - Canadian Branch or AXIS Reinsurance Company (Canadian Branch) in Canada. For more information, visit FetchPet.com. ©2021 Fetch, Inc. Information accurate as of December 2021.
This product information is for descriptive purposes only and does not provide a complete summary of coverage. Consult the applicable insurance policy for specific terms, conditions, limits, limitations and exclusions to coverage. Not all coverages or options stated above may apply to each policyholder. The coverage for each policyholder will be governed by the terms and conditions of the applicable policy.
All coverage and limit options may not be available to all customers and are subject to underwriting approval.
Long live love is a service mark of Fetch, Inc.