“I need coverage if one day I don’t land on my feet.” - Radar
The most extensive cat insurance
Get unmatched pet insurance for your cat in case they get sick or hurt. Plus, get health advice from our pet experts.
Use any veterinarian in the U.S. or Canada.
Rated 'Excellent' on Trustpilot.
What is Fetch cat insurance?
Cat insurance helps you cover the cost of vet bills when your pet gets sick or hurt. Fetch is the most comprehensive cat insurance there is. That means we cover what most providers don’t — like hereditary conditions linked to breed, injury and disease in every adult tooth and exam fees.
Because your cat can always count on you for the best care, and you can always count on us to pay back up to 90% of unexpected vet bills.
Fetch provides the best coverage for injuries & illnesses including:
Prescription medications & supplements
Emergency vet visits
Virtual, in-home & office visits
X-rays & CT scans
Breed-specific issues, including hip dysplasia
Sick-visit exam fees
Vomiting & diarrhea
Hereditary & congenital issues
Swallowed objects & toxins
Every tooth covered
Diabetes & insulin
Acupuncture & chiropractic care
Treatment for aggression & separation anxiety
And so much more!
See what people are saying about Fetch by The Dodo
What isn't covered?
When should I get pet insurance for my cat?
How does cat insurance work?
Your coverage kicks in after your waiting period (which could be up to 15 days), so you'll be ready when life throws you curveballs. Here's how Fetch's reimbursement model works:
Use any veterinarian in the U.S. or Canada
With Fetch, you have the flexibility to keep your current vet or visit a new vet if you’d like. We even cover specialists and emergency clinics.
Submit a claim in minutes
Just take a picture of your vet documents, answer a few questions about your pet’s treatment and we’ll handle it from there.
How much does cat insurance cost?
Our plans average $20/month for cats and even lower prices for kittens. How do we do it? With our patent-pending Fetch Forward™ technology — it determines the fairest and most accurate pricing based on your pet’s breed, age and your location. From there, you’ve got options. Here are the levers you can pull to either pay less or get paid back more.
Annual coverage amount
The percentage of each covered vet bill you’ll be paid back after you meet your deductible. The higher your reimbursement rate, the more you’ll pay per month.
See how we stand out against other pet insurance providers
More questions about cat insurance? We have answers.
What does cat insurance cover?
Cat insurance helps you cover the cost of unexpected veterinary bills if your pet gets sick or hurt. Fetch provides the most comprehensive coverage for your cat and pays back up to 90% of your vet bills. That means we offer the best coverage including sick-visit exams fees, breed-specific issues, and teeth and gums.
What is a deductible?
If your cat receives veterinary care, the first thing you need to do is submit a claim. Once your claim is approved, the initial amount will go towards the annual deductible that you’ve selected (options range from $250-$700). We’ll start reimbursing your claims after your deductible is met.
How do I get pet insurance for my cat?
Enrolling is easy with Fetch. All you need to do is answer a couple of questions about your cat and you’ll get a free quote that’s personalized to them. Once you sign up, there’s a waiting period (which could be up to 15 days) before injuries and illnesses are covered. (Don’t worry, we’ll email you everything you need to know.) After the waiting period is over, you’re free to begin submitting claims.
When should I get cat insurance?
The key to ensuring your cat has the best coverage possible is to enroll before they need it. Like other providers, Fetch is unable to cover pre-existing conditions. That’s why we recommend signing up when your cat is a kitten so that any future illnesses or injuries will be covered. Fetch covers pets of any age, so it’s important to sign up an older cat before they develop any health issues.
How do I pick the best plan?
Fetch offers the most comprehensive coverage in our one simple plan. There are a few factors you can customize to make sure your price fits your budget: your deductible, annual coverage amount and reimbursement rate. See how to customize your price to find the value that is right for you.