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The most comprehensive pet insurance + health advice

Use any veterinarian in the U.S. or Canada

Rated 'Excellent' on Trustpilot

Covers up to 90% of unexpected vet bills

Get your price

See what the experts are saying

“Our pick for comprehensive coverage”

A MarketWatch review of Fetch recommending the pet insurance provider for comprehensive coverage.

Rated ‘Excellent’
for scope of coverage

A NerdWallet review of Fetch recommending the pet insurance provider for its extensive coverage.

“We like its low prices”

A Forbes review of Fetch recommending the pet insurance provider for its affordability.

“Standout feature is its coverage for dental & alternative therapies”

A positive Rover review of Fetch Pet Insurance about dental care and alternative therapy coverage.

“The most comprehensive pet insurance”

A ConsumerAdvocate recommendation of Fetch Pet Insurance for the most comprehensive coverage.

What does Fetch Pet Insurance cover?

Fetch Pet Insurance provides the most comprehensive coverage out there. That means we cover what others charge extra for or don’t cover at all. Take sick visits, for example. Unlike other providers, we cover the complete sick visit — exam fee included (that’s $50 - $250 in savings for each of your pet’s visits).


If your pet gets injured, Fetch has their back —
and yours, too.

Broken bones

Hospital stays

Online vet visits

Bite wounds


Motor vehicle accidents

Cuts & scratches

Swallowed objects

Broken teeth

Emergency vet visits

And more!


If your pet gets sick, Fetch helps get them back on their paws.

Sick visits


Breed-specific issues

Periodontal & gum disease


Cancer treatment

Skin & ear infections

Vomiting & diarrhea

Cherry eye

And more!

Diagnostics & treatments

From diagnosis to recovery, Fetch is with you and your pet every step of the way.

X-Rays & CT Scans

Physical therapy



Laboratory tests

Acupuncture &
chiropractic care

Treatment for aggression
& separation anxiety

Prescription medications

And more!


Supporting your pet’s health just got more affordable with this optional add-on.

Annual exam


Dental cleaning

Heartworm, flea & tick prevention

Routine & preventative coverage

Spaying or neutering

Fecal tests

Blood & urine tests

And more!

See more coverage

Our plan includes what other providers charge extra for or don’t cover at all

A minimalistic line art icon of a dog sitting with a dog recovery cone around its neck.

Complete sick visits covered

Exam fees are included, which saves you around $50-$250 per sick visit.

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Every tooth covered

We cover injury and disease in every adult tooth — not just the canines.

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Breed-specific issues covered

Not all providers cover hereditary conditions linked to breed. We do.

See how we stand out against other pet insurance providers

Rated 4.7 in the App Store & Google Play. *Updated July 2023.

A hand holding a phone displaying pet insurance claims process on the touchscreen.

How Fetch works

Use any veterinarian in the U.S. or Canada.

With Fetch, you have the flexibility to keep your current vet or use a new vet if you’d like. We even cover specialists and emergency clinics.

Submit a claim in minutes

Just take a picture of your vet documents, answer a few questions about your pet’s treatment and we’ll handle it from there.

Get paid back fast

Once your claim is approved, you’ll be paid back up to 90% of your unexpected vet bill in as little as 2 days via direct deposit.

Your pet, your price

We're committed to giving you the fairest and most accurate pricing based on your pet's breed, age and location.

A minimalist dog icon displaying a long legs, large pointed ears, and short tail.

Plans average

$35/month for dogs
A minimalist cat icon displaying a circular head, pointed ears, and tail.

Plans average

$20/month for cats

Read customer reviews about Fetch Pet Insurance

Fetch Pet Insurance logo.

Long live love

We’re a community of pet parents who understand you because we are you. We give up our favorite spot on the couch because it’s also our dogs’ favorite. We open the blinds just so our cats can sunbathe in the living room. And our hearts melt just a little bit every time a small chin rests on our knee at the end of the day. Sound like you?

Sign up now

Your pet insurance questions – answered!

Does pet insurance only cover cats and dogs?

Fetch provides pet insurance coverage for dogs, puppies, cats and kittens. We do not cover birds, bunnies, lizards and other exotic pets.

Can I use any vet with pet insurance?

Yes! With Fetch, you can see any vet in the U.S. or Canada.

At what age should I get pet insurance for my dog or cat?

Fetch recommends signing up your kitten or puppy so that future illnesses or injuries can be covered. Fetch Pet Insurance covers dogs and cats 6 weeks and older, but to make sure your pet gets as much pet insurance coverage as possible, it's best to sign up before they need it.

How do pre-existing conditions work with pet insurance?

A pre-existing condition is any injury, illness or condition that you or your veterinarian notice your pet has (or shows signs of) either before you enroll with Fetch, before your policy’s effective date or during the waiting period of up to 15 days. Fetch offers the most comprehensive coverage in the U.S. and Canada for new injuries and illnesses, but like other providers, we don’t cover pre-existing conditions.

Should I add Wellness to my Fetch pet insurance plan?

Adding a Fetch Wellness plan to your Fetch injury and illness insurance will help you save on routine and preventive coverage (think: vaccinations and annual exams). That way, you can help prevent health issues before they start. Plus, there's no deductible for wellness — enroll today.

Get your price