MetLife Pet Insurance
vs.
Fetch Pet Insurance

Wondering who has the best pet insurance? We sniffed out the differences for you, so you can see how Fetch’s unmatched coverage is top dog.

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You had me at Fetch.

— Blanche

Fetch covers more than most other providers, including MetLife

Fetch Pet Insurance is proud to protect over 400,000 pets (and counting!) with the most comprehensive coverage. MetLife has limited coverage when it comes to supplements, behavioral therapy, boarding in the event of hospitalization and more.

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Fetch can reimburse you for vet-recommended medicine that MetLife doesn’t cover

Fetch Pet Insurance covers drugs like antibiotics and anxiety medicine, plus vitamins and other supplements, when recommended by a vet to treat your pet’s illness or injury.

MetLife Pet Insurance doesn’t cover supplements.

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Fetch has your back if you’re hospitalized

We’re not just here for your pet — should you require hospitalization for 4 days or more, we’ll cover up to $1,000 of your pet’s boarding fees.

MetLife Pet Insurance doesn’t cover this, so you’ll likely need to find someone to take care of your pet or pay boarding fees out of pocket.

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Fetch covers pets throughout the U.S. and in most of Canada

With Fetch, your dog or cat is covered in all 50 states and most of Canada.

MetLife doesn’t cover pets that live in Canada.

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Fetch knows that sometimes good boys and good girls need a little help

Fetch covers up to $1,000 in behavioral therapy and medicine.

MetLife Pet Insurance doesn’t offer coverage for behavioral therapy.

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What should you consider when you’re comparing pet insurance providers?

What does the coverage include?

Not all pet insurance plans are created equally. If a provider doesn’t cover a condition your pet has or treatment they need, you won’t be able to file a claim and get paid back for it — which means you could run into some serious costs. Take a close look at all limitations and exclusions for a given pet insurance plan, which can include factors like upper age limits and exclusions for breed-specific conditions.

How much can you customize the price?

Getting a plan that works for your pet and your budget is key. With Fetch, you can customize your plan, including choosing your deductible, max annual payout and reimbursement rate. Not all providers let you customize your price like this.

What matters the most to you?

Every plan is different, and every pet parent is, too. Some people only want protection in case of injury and illness — the unexpected stuff you can’t see coming — while others also want coverage for things like chronic conditions. Make sure that what you’re paying for is what is best for your pet’s needs and your budget.

Add routine & preventive coverage, save up to $735 more a year

Fetch Wellness is an optional add-on to your Fetch Pet Insurance plan that gives your pet routine and preventive coverage (think: vaccines and annual exams).

Unexpected Visits

Get Fetch Pet Insurance

Covers injuries, illnesses, prescription medications & more.

+

Optional ROUTINE CARE

Add Fetch Wellness

Covers annual exams, vaccinations, dental cleanings & more.

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Read customer reviews about Fetch Pet Insurance

Ready to give your pet the coverage they deserve?

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Compare Fetch to MetLife Pet Insurance

Coverage

Fetch

MetLife

Covers pets of every age 6 weeks+

Use any vet in the U.S. and Canada

Offers wellness coverage

Sick-visit exam fees

Boarding

Online vet visits

Alternative & holistic care

Behavioral therapy

Breed-specific conditions

Every tooth, plus gums

Covered

Not covered

This comparison is based on core policy coverage and the information is accurate as of September 2023.

Fetch Wellness is add-on coverage.

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