“Fetch is the best, and I don't just mean the game.”

– Blanche

Why choose
Fetch Pet Insurance?

At Fetch, we provide pet insurance that keeps tails wagging and pet parents happy. See what sets us apart from the pack.

Protect my pet

Fetch is pet insurance made for more™

Our comprehensive pet insurance covers more illnesses and injuries than most providers. Plus, we cover what other providers charge extra for or don’t cover at all like sick-visit exam fees, boarding and lost pet advertising. See how we stack up.

Coverage

Fetch

Embrace

Trupanion

Lemonade

Nationwide

Every tooth, plus gums

Less coverage than Fetch
Less coverage than Fetch
Less coverage than Fetch

Sick-visit exam fees

Costs extra
Costs extra

Online vet visits

Use any vet in the U.S. & Canada

Less coverage than Fetch

Alternative & holistic care

Costs extra
Costs extra
Costs extra

Behavioral therapy

Costs extra
Costs extra
Costs extra

Covers pets of every age 6 weeks+

Supplements

This comparison is based on core policy coverage and the information is accurate as of September 2023.
Fetch Wellness is add-on coverage.

Our coverage goes beyond what you see here. Take a closer look at what more coverage means with Fetch.

See more coverage

Not all providers offer wellness coverage, but we do

We take pet insurance to the next level with wellness coverage. When you add Fetch Wellness to your pet insurance plan, you'll also be covered for routine and preventive care that helps keep them healthy. This means you'll be better prepared for your pet's veterinary needs. Plus, you’ll save big on vet bills.

Wellness Coverage

Annual exam

Vaccinations

Heartworm, flea & tick prevention

Dental cleaning

Spaying or neutering

Blood, urine & fecal tests

Behavioral exam*

Anal gland expression**

Trupanion

Healthy Paws

Lemonade

MetLife

*Only available in Prime plan.
**Available in Advantage and Prime plans.
Comparison accurate as of February 2023. Comparisons are subject to change.

Line art of a stethoscope, a medical device used to examine the sounds within an animal's body.

You get peace of mind at a customizable price

Our pet insurance plan can be configured to fit your budget while giving you peace of mind knowing your pet is protected. You can choose an annual deductible that works for you and a rate of how much you want to be reimbursed for up to 90%.

Get your price

Filing claims with us is quick & easy

You can log in to your online account or use the Fetch Pet Insurance app to file a claim in minutes. And with over 7,000 five-star ratings, Fetch is the top-rated pet insurance app.

We’re trusted by pet parents & experts

Don’t just take our word for it. Fetch Pet Insurance is recommended and preferred by pet parents, veterinarians and shelters in the U.S. and Canada. Our Veterinary Advisory Board provides guidance, recommendations and feedback to help make Fetch policies and products better for pets and their parents.

“No one wants to think about accidents or illnesses when it comes to their dog, but even the most loved pets aren't immune. Data shows that being proactive about your pet's health is key to giving your dog a longer, healthier life — and Fetch Pet Insurance is the best way to do just that.”

Headshot of Dr. Audrey Ruple

Dr. Audrey Ruple, DVM, MS, PhD, DipACVPM, MRCVS

Veterinarian, Dorothy A. & Richard G. Metcalf Professor of Veterinary Medical Informatics & Chair of the Fetch Veterinary Advisory Board

Meet the board

Pet parents prefer us

We make the busy and unpredictable lives of pet parents easier with coverage that gives you both convenience and peace of mind — just take a look at our reviews. With Fetch, not only is your best friend covered but we’ve also included a few treats just for for pet parents, including:

Lost pet advertising and reward

Up to $1,000 in online vet visits

Boarding fees if you are hospitalized for 4+ days

Trustpilot
Get your price

#1 pet insurance provider for shelter & rescue pets

We are proud to be the preferred pet insurance provider of shelters across North America. Since 2018, we've given over $5.8 million to support shelters and the important work they do to find forever homes for dogs and cats.

A simple drawing of a green leaf crest on the left-hand side.

Trusted by lifesaving shelters in the U.S. and Canada

A simple drawing of a green leaf crest on the right-hand side.
SPCA volunteer hugging dog

When one of our cats or dogs joins a forever family, it's not that they're leaving us, but rather that the family becomes part of ours. So it's important to us that these pets and their families have the best possible resources for the rest of their lives, including pet insurance. Fetch is the best security we can give them.

Adam Lamb
CEO,
Brandywine Valley SPCA

Brandywine SPCA logo
Cute SPCA puppy being craddled

We take a holistic approach to caring for an animal, and pet insurance is part of that. We advocate for emergency preparedness, and we advocate for being a responsible animal caregiver. Fetch has that same approach.

Alison Cross
Senior Director, Marketing and Communications,
Ontario SPCA & Humane Society

Cute Pitbull puppy

We're all about keeping our clients and customers happy. And so far, we've heard only good feedback from the people who have adopted and purchased Fetch.

Sherry Silk
CEO,
The Humane Society of Tampa Bay

Tampa Bay Humane Society logo

Together, we're changing lives

We’re proud to work with Project Street Vet to support the pets of people experiencing homelessness. Since 2022, the Fetch community has raised over $781,672, which has helped thousands of pets get the veterinary care they need.

We’re here for you

If you ever have any questions about your policy or pet insurance in general, we’re here to help. Our member experience specialists are available to live chat Monday - Friday, 9am - 8pm ET and Saturday, 10am - 6:30pm ET. We also have a 24/7 interactive chatbot and a list of common pet insurance FAQs to help answer your questions if you can’t reach our team.

We’re pet people too

We understand how much your fur baby (or babies) means to you — most of our team are pet parents themselves! Our pet insurance plan is designed with you and your pet in mind, with comprehensive coverage (plus covering what other providers don’t), easy claims and reliable service. Let us protect you the way you protect your pet.

Protect my pet

#1 pet insurance provider for shelter and rescue pets according to Sherry Silk, CEO, The Humane Society of Tampa Bay. The humane Society of Tampa Bay is a Fetch Partner.

Home

/

Why Choose Fetch

As of June 2024, Fetch has provided over $5.8 million in support to shelters and rescue pets.

This information is descriptive only. Policy activation periods, risk free cancellation terms, waiting periods, limitations, exclusions to coverage and other terms and conditions vary by state and are subject to change without notice. Please see your policy for full terms and conditions of coverage. If there is any conflict between the policy and this product information, the provisions of the policy shall prevail.

Fetch insurance policies are administered by Fetch Insurance Services, LLC (d/b/a Fetch Pet Insurance, Fetch Pet Insurance Services in New York and British Columbia, Fetch Insurance in Nebraska, Fetch Pet Insurance Services, LLC in Michigan, North Dakota, New Mexico and California) CA license # 0F60627 and underwritten by XL Specialty Insurance Company, a Delaware Corporation, or AXIS Insurance Company, an Illinois Corporation, in the U.S. and AXIS Reinsurance Company (Canadian Branch) in Canada. For more information, visit fetchpet.com. ©️2024 Fetch, Inc.

Discounts and offers are subject to approval and may change at any time. Maximum available discount is 10% and may not be available in all states and is not valid with any other offer. Charitable donations offer not available in AK, HI, ID, IN, KS, ND, NY, RI, SC, or TX, limited to $15 in AL and $10 in MI and UT. For policies purchased in LA or NH, the installment fee is waived for the first payment and applied to all remaining payments.

Most comprehensive and most extensive coverage according to Consumers Advocate, January 2023. Based on a comparison of injury and illness coverage between Fetch and North American pet insurance providers on consumersadvocate.org. Consumers Advocate is a Fetch partner. Best pet insurance according to Consumer Rating, August 2023. Based on a comparison of top pet insurance companies on consumerrating.org. Consumer Rating is a Fetch partner. MarketWatch, NerdWallet, Forbes Advisor and Rover are Fetch partners. Unmatched according to The Dodo, May 2022.

Fetch is a registered trademark owned by Fetch, Inc. Fetch Wellness is insurance coverage added by endorsement to the core injury and illness policy, if purchased. It is not a “Wellness Program” meaning a subscription or reimbursement-based program that is separate from an insurance policy.

Average monthly premiums are based on U.S. annual premiums, using a 12-month average, for the period of 01.01.2022 through 12.31.2022 and all available limit combinations. Exam fees based on average costs. Policies in force and number of pets helped based on Fetch data as of 10.12.2023.

Get your price