Pet wellness insurance by Fetch
Helping your dog or cat stay healthy just got more affordable. Add Fetch Wellness to your Fetch Pet Insurance for as little as $10/month to get coverage for preventive and routine care. Buy it today. Start using it in just 2 days.
No deductible
No copay
No waiting period
“What are you waiting for?”
Why adding Fetch Wellness coverage is worth it
Fetch Pet Insurance gives you unmatched coverage when your pet is sick or hurt. Add Fetch Wellness, and you'll also be covered for the routine care that helps keep them healthy. With both, you'll be better prepared for your pet's veterinary needs, plus you'll save big on vet bills.
Accident & Illness
Accidents & Illnesses
Prescription medications
Canine infectious respiratory disease
Emergency visits
Surgery & hospitalization
+
Add Fetch Wellness
Annual exam
Vaccinations
Dental cleanings
Spaying & neutering
Blood, urine & fecal tests
Choose the Fetch Wellness plan that’s right for you
Pay a little less each month for coverage of the essentials like annual exams and vaccinations. Or pay a little more and get the essentials, plus extras like microchipping and behavioral exams.
Essentials
STARTING AT
10
Annual coverage amount:
$315
BENEFIT
COVERAGE
Annual exam
$30
Canine Bordetella / Feline FELV vaccines
$10
Canine DHLPP / Feline FVRCP vaccines
$10
Canine Rabies / Feline Rabies vaccines
$10
Canine Lyme / Feline FIP vaccines
$10
Heartworm, flea & tick prevention
$30
Heartworm tests
$10
Dental cleaning / spaying / neutering
$175
Blood test
$10
Urinalysis
$10
Fecal test
$10
Microchipping
$0
Anal gland expression
$0
Behavioral exam
$0
Health certificate
$0
Activity monitor
$0
Advantage
STARTING AT
20
Annual coverage amount:
$520
BENEFIT
COVERAGE
Annual exam
$50
Canine Bordetella / Feline FELV vaccines
$20
Canine DHLPP / Feline FVRCP vaccines
$20
Canine Rabies / Feline Rabies vaccines
$20
Canine Lyme / Feline FIP vaccines
$20
Heartworm, flea & tick prevention
$50
Heartworm tests
$25
Dental cleaning / spaying / neutering
$200
Blood test
$25
Urinalysis
$25
Fecal test
$25
Microchipping
$20
Anal gland expression
$20
Behavioral exam
$0
Health certificate
$0
Activity monitor
$0
Prime
STARTING AT
30
Annual coverage amount:
$735
BENEFIT
COVERAGE
Annual exam
$50
Canine Bordetella / Feline FELV vaccines
$25
Canine DHLPP / Feline FVRCP vaccines
$25
Canine Rabies / Feline Rabies vaccines
$25
Canine Lyme / Feline FIP vaccines
$25
Heartworm, flea & tick prevention
$60
Heartworm tests
$30
Dental cleaning / spaying / neutering
$250
Blood test
$30
Urinalysis
$30
Fecal test
$30
Microchipping
$30
Anal gland expression
$20
Behavioral exam
$25
Health certificate
$30
Activity monitor
$50
*Pricing may vary by state or province.
Prices listed indicate the maximum annual payback for the item(s) in each line above.
Why get wellness?
“Fetch Pet Insurance covers unexpected injuries and illnesses. By adding wellness coverage to your accident and illness coverage, you're prepared for whatever your pet may need. Whether it’s preventive care services or treatment for a serious medical concern.”
Aliya McCullough, DVM MS
Chief Veterinary Officer & Director of Veterinary Affairs, Fetch Pet Insurance
Comprehensive preventive coverage for them and savings for you
Our pet insurance wellness plan covers vet visits that keep your dog or cat healthy – preventive treatment like vaccines and routine care like annual dental cleanings. Here’s a quick look at some of the services we cover and how much you could save with Fetch Wellness.
Annual exam
A nose-to-tail exam to make sure your pet is healthy and find any hidden signs of illness.
Vaccinations
Protection against infectious diseases like rabies that can cause serious illness or death.
Flea, tick & heartworm prevention
Preventive medication to keep your pet safe from harmful parasites and disease-carrying insects.
Dental care & cleaning
More than just a good teeth cleaning. A comprehensive oral exam to detect and treat dental disease.
Spaying or neutering
Procedures with health benefits like preventing certain cancers and behavioral issues.
Blood, urine & fecal tests
Tests to show how well your pet’s body is functioning, catch illnesses early and detect harmful parasites.
Fetch Wellness covers more than some other providers
We have three plans to choose from so you can find the wellness coverage that works best for you and your pet. Some pet insurance providers don’t cover preventive care at all.
Annual exam
Vaccinations
Heartworm, flea & tick prevention
Dental cleaning
Spaying or neutering
Blood, urine & fecal tests
Behavioral exam*
Anal gland expression**
Healthy Paws
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Rated 4.7 in the App Store & 4.8 in Google Play. *Updated March 2023.
How Fetch Wellness works
Pay your vet as usual
Fetch works on a reimbursement model. You pay your veterinarian, then we pay you back. You can use any vet in the U.S. or Canada.
Use our app to file a claim
The Fetch Pet Insurance app makes it fast and easy to file claims. Just scan and upload a fully paid invoice and we’ll take it from there.
Get paid back fast
Claims are typically processed within 15 days. When you sign up for direct deposit, money goes into your account when claims are approved in as little as 2 days — no extra charges or hidden fees.
Pet wellness FAQs
How does adding wellness enhance Fetch Pet Insurance?
Fetch already has comprehensive coverage when your pet gets sick or hurt. When you add Fetch Wellness, you'll also have coverage for the routine care that helps them stay healthy.
For example, an emergency vet visit for vomiting or a broken tooth is covered under accident and illness coverage. Routine care like vaccinations, heartworm prevention and dental cleaning would be covered under wellness.
Can I get a pet wellness insurance plan on its own?
Fetch Wellness coverage is only available as an add-on to your Fetch accident & illness policy. With both, you'll have the total package for your pet's health — superior coverage for injuries and illnesses, plus routine and preventive care to help them stay healthy.
Is there a waiting period for pet wellness insurance?
No, there is no waiting period for Fetch Wellness. You can submit wellness claims on or after the effective date that's given in your enrollment confirmation email. In other words, you get wellness coverage on or after the day you enroll.1
How do I submit claims for pet wellness insurance?
You submit wellness claims the same way you submit claims for accident or illness — through the Fetch Pet Insurance app or your online account. The only document you need is a finalized fully paid invoice from your vet showing what kind of care your pet received and how much you were charged.
How do I get paid back for Wellness claims?
You pay the vet. We reimburse you for all items in your plan (also known as “benefits” in insurance-speak). Just remember to submit a claim by adding a picture of your paid invoice to the Fetch app. Most claims are paid in under 10 days.
With Fetch Wellness, there is no deductible and no copay, so you’ll be paid back the full amount your plan covers. For example, let’s say your dog gets a Bordetella vaccine that your vet charges $19 for. If your Wellness plan covers $20 a year for this, you’ll be reimbursed the full $19.
Reminder: You have 90 days to submit a claim after your pet's visit.
Is there a deductible for pet wellness insurance?
No, there is no deductible for Fetch Wellness coverage.
What’s the cancellation policy for Fetch Wellness?
You can cancel your wellness coverage within the first 30 days of your policy effective date if you have not filed a wellness claim. If you want to cancel after 30 days or you have filed a claim, you must cancel your entire accident and illness plus wellness coverage policy.
1Start using wellness benefits on or after the effective date of your wellness plan.
Comprehensive preventive coverage according to Rover, June 2024. Based on a comparison of the Fetch Prime plan to the best pet insurance wellness plans on rover.com. Rover is a Fetch partner.