The most comprehensive pet insurance + health advice

Use any veterinarian in the U.S. or Canada

Rated 'Excellent' on Trustpilot

Covers up to 90% of unexpected vet bills

Get your price
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Trusted by lifesaving shelters in the U.S. and Canada

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At our core, we provide the most comprehensive pet insurance for cats & dogs

We know you’re here right now because you care about providing the best care for your pet. That’s why we cover things that others don’t and why everything you see here is included in one simple plan.

Get your price

Fetch provides the best coverage for injuries & illnesses including:

Prescription medications & supplements

Emergency vet visits

Virtual, in-home & office visits

Hospital stays

Physical therapy



X-rays & CT scans


Blood tests

Breed-specific issues, including hip dysplasia


Canine infectious respiratory disease

Sick-visit exam fees

Laboratory tests

Vomiting & diarrhea

Hereditary & congenital issues

Swallowed objects & toxins

Every tooth covered

Gum disease

Diabetes & insulin

Cancer treatment

Acupuncture & chiropractic care

Treatment for aggression & separation anxiety

And so much more!

Our plan includes what other providers charge extra for or don’t cover at all

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Complete sick visits covered

Exam fees are included, which saves you around $50-$250 per sick visit.

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Every tooth covered

We cover injury and disease in every adult tooth — not just the canines.

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Breed-specific issues covered

Not all providers cover hereditary conditions linked to breed. We do.

See how we stand out against other pet insurance providers

Rated 4.7 in the App Store & Google Play. *Updated July 2023.

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How Fetch works

Use any veterinarian in the U.S. or Canada.

With Fetch, you have the flexibility to keep your current vet or use a new vet if you’d like. We even cover specialists and emergency clinics.

Submit a claim in minutes

Just take a picture of your vet documents, answer a few questions about your pet’s treatment and we’ll handle it from there.

Get paid back fast

Once your claim is approved, you’ll be paid back up to 90% of your unexpected vet bill in as little as 2 days via direct deposit.

Your pet, your price

We're committed to giving you the fairest and most accurate pricing based on your pet's breed, age and location.

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Plans average

$35/month for dogs
Cat Icon | Fetch Pet Insurance A minimalist cat icon displaying a circular head, pointed ears, and tail.

Plans average

$20/month for cats

Read customer reviews about Fetch Pet Insurance

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Long live love

We’re a community of pet parents who understand you because we are you. We give up our favorite spot on the couch because it’s also our dogs’ favorite. We open the blinds just so our cats can sunbathe in the living room. And our hearts melt just a little bit every time a small chin rests on our knee at the end of the day. Sound like you?

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Your pet insurance questions – answered!

Does pet insurance only cover cats and dogs?

Fetch provides pet insurance coverage for dogs, puppies, cats and kittens. We do not cover birds, bunnies, lizards and other exotic pets.

Can I use any vet with pet insurance?

Yes! With Fetch, you can see any vet in the U.S. or Canada.

At what age should I get pet insurance for my dog or cat?

Fetch recommends signing up your kitten or puppy so that future illnesses or injuries can be covered. Fetch Pet Insurance covers dogs and cats 6 weeks and older, but to make sure your pet gets as much pet insurance coverage as possible, it's best to sign up before they need it.

How do pre-existing conditions work with pet insurance?

A pre-existing condition is any injury or illness that occurred or your pet showed clinical signs of before you enrolled, during the waiting period or before your pet’s first exam. Fetch offers the most comprehensive coverage in the U.S. and Canada for new injuries and illnesses, but like most other providers, we don’t cover pre-existing conditions.

Should I add Wellness to my Fetch pet insurance plan?

Adding a Fetch Wellness plan to your Fetch injury and illness insurance will help you save on routine and preventive coverage (think: vaccinations and annual exams). That way, you can help prevent health issues before they start. Plus, there's no deductible for wellness — enroll today.

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