Pet insurance for employees: zero-cost voluntary benefit

Offer your employees 10% off for life

Looking for a pet insurance benefit to offer your employees?

Fetch Pet Insurance is zero cost to employers, requires no minimum participation and has a fast and simple setup with no integrations. Find out why thousands of employees trust Fetch as their pet insurance provider, and how easy it is to offer this benefit to your team.

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Betty Boop the dog with dad.

Betty Boop & Blair

Fetch Members since 2022

Join these top companies that trust Fetch to give their employees’ pets longer, healthier lives

Adding a pet insurance benefit helps with employee retention — at no cost to you

Pet families comprise 70% of the workforce, so it’s not surprising that pet insurance has become a top-requested employee benefit. You can offer Fetch Pet Insurance to your employees at zero cost to your company. With the most complete coverage and up to 90% reimbursement on vet bills, Fetch helps relieve employees of the financial and emotional stress that can come with caring for a pet. This helps you grow employee engagement, retention and focus.

84%

is how much more satisfied employees are at organizations that offer pet insurance, per HABRI (Human Animal Bond Research Institute)

63%

of pet parents said pet benefits increase their desire to stay with their company, according to Airvet.

82%

of HR leaders believe being pet-friendly helps retain the best talent, according to HABRI

50%

of dog parents are concerned about their ability to pay an unexpected vet bill, according to Forbes

Fast & easy employer setup — no admin costs, no minimum participation requirements

Employers can offer Fetch Pet Insurance to teams of all sizes, and it’s available to all types of employees. From full-time to part-time, remote or hybrid, there’s no open enrollment period, meaning pet parents can take advantage of the benefits and start coverage for their dogs or cats at any time. With zero-dollar setup and zero-dollar admin costs, it’s fast, easy and free to offer this insurance benefit to your employees.

  • No admin costs

  • No minimum participation requirements

  • No limited enrollment period

Give your employees 10% off Fetch Pet Insurance — for life

Employees who enroll through your company get a lifetime discount of 10% off Fetch Pet Insurance. This means they’re saving more money each month on a top-requested benefit — all with zero cost and zero headaches for you and your team.

How employee enrollment works

Offering pet insurance to your employees is easy with Fetch. We do the work for you, providing marketing materials, handling employee enrollment and more to support your company’s dog and cat parents with the best pet insurance — completely free to employers.

Luca the dog with mom.

Luca & Annette

Fetch Members since 2023

  • 1

    Get set up in as little as 48 hours

    Use the form below to request an employer-benefit program, and get started with a dedicated account manager who will set you up.

  • 2

    We give you marketing materials

    We’ll create a Fetch landing page for you and provide ready-to-use marketing materials for your employees. There’s no open enrollment period, so pet parents can sign up any time.

  • 3

    You attract & retain top talent

    Employees will get a custom quote in minutes, based on their pet’s age, breed and location — and then they can enroll directly with Fetch.

Learn more about offering Fetch as your company's pet insurance plan

Fill out the form below, and we’ll reach out to you within 48 hours.

Looking forward to connecting!

Courtney Ryals

Fetch Partnerships, Senior Account Manager

See what top human resource leaders have to say about offering Fetch to their employees

Pet benefits are among the most popular voluntary benefits companies can offer, according to SHRM (Society for Human Resources Management). See why thousands of employees are choosing Fetch Pet Insurance.

  • “Working with Fetch has been such an easy way to offer a great benefit to our employees. Fetch also provides us with materials to keep them informed. This takes work away from the employer and keeps the employee in charge of their pet insurance.”

    — HR Benefits Specialist at Wolfram

  • “When I began searching for a new pet insurance provider, Fetch was a no-brainer. The true testament is when a colleague shares how thankful they are for having Fetch — it saved them over $2,000 following a fur baby emergency!”

    — Senior Manager at NAVVIS

  • “Fetch has been a great partner in giving our employees pet insurance. We appreciate the interaction with our employees. It has been great being partnered with Fetch and their team!”

    — Special Programs Coordinator at United Wholesale Mortgage

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Fetch gives employees the most complete pet insurance — from dental to X-rays & beyond

When your employees enroll in Fetch, they get the best pet insurance for the unexpected, including coverage for what others charge extra for or don't cover at all. This includes reimbursements for medications, surgeries and sick visits with any vet in the U.S. or Canada — including specialists and emergency clinics. Fetch is also the only pet insurance that covers injury and disease in every adult tooth and a pet's gums. When employees add Wellness, their pets will be covered for the routine care that helps keep them healthy, too (think: vaccinations, annual exams and more).

Only Fetch gives all members 100% reimbursement on telehealth, medications & more

  1. 100% reimbursement for teleheath vet visits

    Pet parents can call, text, email or video chat with a vet to get the support they need — anytime, anywhere. Online vet visits are covered up to $1,000 per year. This benefit is included at no extra cost with no copay and no deductible for Fetch Members.

  2. 100% reimbursement on qualifying medications†

    Pharmacy benefits are included in Fetch Pet Insurance membership at no extra cost. From antibiotics to allergy meds and beyond, Fetch is the only pet insurance provider that pays you back 100% on hundreds of qualifying pet meds when you use our online pharmacy, Fetch Pet Rx.

  3. 100% reimbursement for behavioral therapy

    While many providers don’t offer coverage for behavioral therapy, Fetch does. Consultations with a vet to diagnose and treat behavioral disorders including, but not limited to, aggression, separation anxiety or phobias and more, are covered up to $1,000 a year — no copay, no deductible.

Learn more about 100% reimbursement benefits

Theo the dog with mom.

Theo & Brynna

Fetch member since 2023

Employees get exclusive discounts on everyday pet products & services — included at no extra cost with Fetch

In addition to the most complete coverage, Fetch Pet Insurance members also get instant access to Fetch Deals — discounts on pet, food, treats, training, litter and more from top brands committed to pet health.

Fetch covers more for your employees. See for yourself.

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†Subject to deductible and policy limit; applies to qualifying medications purchased from Fetch Pet Rx. *Discounts on pet products & services are not insurance and are not provided by AXIS Insurance Company. Comparison of online pharmacy and discounts on pet products & services based on each provider's website as of Dec. 2025. Comparison of coverage is based on core policy coverage and the information is accurate as of Dec. 2025. All coverage is subject to policy limit. Fetch is the first and only pet insurance provider to cover common pre-existing conditions from day one for newly adopted pets from participating shelters. Fetch is the #1 pet insurance provider for shelter & rescue pets and #1 choice among ethical breeders based on testimonials from shelter and breeder partners. Comparison of #1 pet insurance provider for shelter & rescue pets and #1 choice among ethical breeders based on each provider's website as of Dec. 2025.

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Your questions about employer-sponsored pet insurance — answered

Fetch is on a mission to help you give your pet a longer, healthier life.

Making the best veterinary care accessible to your dogs and cats — no matter the cost — is just the beginning. When you join Fetch, you’re getting the most complete pet insurance and unlocking a world of exclusive Member Perks on products and services that help you enjoy more good days with your pet.

Fetch Pet Insurance | Love Longer.™

Pet families comprise 70% of the workforce based on Airvet’s 2025 Pet Benefits Survey. The impact of pet benefits on your workforce. September 2025.

Pet insurance has become a top-requested employee benefit based on Airvet’s 2025 Pet Benefits Survey. The impact of pet benefits on your workforce. September 2025.

84% is how much more satisfied employees are at organizations that offer pet insurance based on a survey of HR professionals revealing increasing value of pet-related voluntary benefits by the Human Animal Bond Research Institute. June 2024.

82% of HR leaders believe being pet-friendly helps retain the best talent based on a survey of HR professionals revealing increasing value of pet-related voluntary benefits by the Human Animal Bond Research Institute. June 2024.

63% of pet parents said pet benefits increase their desire to stay with their company based on a 2023 survey by Airvet. How Pet Care Impacts Employee Productivity. March 2023.    

Half (50%) of dog owners say they are very concerned or somewhat concerned about their ability to pay for an unexpected vet bill in the next three months based on 2026 Pet Ownership Statistics by Forbes Advisor. April 2026.



†Subject to deductible and policy limit; applies to qualifying medications purchased from Fetch Pet Rx.

Pet benefits are among the most popular voluntary benefits companies can offer based on a survey by Aon, a professional services firm. April 2022.

More than 7 million dogs and cats are insured in the U.S. and Canada based on the North American Pet Insurance Association’s 2025 State of the Industry Report. April 2025.

Pets are considered family members by 97% of U.S. households based on a survey by the Pew Research Center. About half of U.S. pet owners say their pets are as much a part of their family as a human member. July 2023.

This information is descriptive only. Policy activation periods, risk free cancellation terms, waiting periods, limitations, exclusions to coverage and other terms and conditions vary by state or province and are subject to change without notice. Please see your policy for full terms and conditions of coverage. If there is any conflict between the policy and this product information, the provisions of the policy shall prevail.

Fetch insurance policies are administered by Fetch Insurance Services, LLC (d/b/a Fetch Pet Insurance, Fetch Pet Insurance Services in New York and British Columbia, Fetch Insurance in Nebraska, Fetch Pet Insurance Services, LLC in Michigan, North Dakota, New Mexico and California) CA license # 0F60627 and underwritten by AXIS Insurance Company, an Illinois Corporation, in the U.S. and AXIS Reinsurance Company (Canadian Branch) in Canada. For more information, visit fetchpet.com. ©2026 Fetch, Inc.

Discounts and offers are subject to approval and may change at any time. Maximum available discount is 10% and may not be available in all states and is not valid with any other offer. Charitable donations offer not available in AK, HI, ID, IN, KS, ND, NY, RI, SC, or TX, limited to $15 in AL and $10 in MI and UT. For policies purchased in LA or NH, the installment fee is waived for the first payment and applied to all remaining payments.

Most comprehensive and most extensive coverage according to Consumers Advocate, January 2023. Based on a comparison of injury and illness coverage between Fetch and North American pet insurance providers on consumersadvocate.org. Consumers Advocate is a Fetch partner. Best pet insurance according to Consumer Rating, August 2023. Based on a comparison of top pet insurance companies on consumerrating.org. Consumer Rating is a Fetch partner. Unmatched according to The Dodo, May 2022. Rated 'Excellent' on Trustpilot based on consumer reviews as of February 2025.

Fetch is a registered trademark owned by Fetch, Inc. Made for More and Love Longer are trademarks owned by Fetch, Inc. Fetch Wellness is insurance coverage added by endorsement to the core injury and illness policy, if purchased. It is not a “Wellness Program” meaning a subscription or reimbursement-based program that is separate from an insurance policy.

Average monthly premiums are based on U.S. annual premiums for dogs and cats, using the most common coverage configuration of $10,000 annual limit, $300 deductible, and 80% reimbursement rate for the period of 07.01.2024 through 06.30.2025. Exam fees based on average costs. Policies in force and number of pets helped based on Fetch data as of 4.1.2026.

Average savings of $40+ per order derived from actual Fetch member purchase data from April–June 2025 in the U.S. and Canada and displayed in U.S. dollars. Savings represent the difference between retail price and price paid through Fetch Deals. Individual results may vary. Fetch Deals offers access to savings on health and wellness products and services that policyholders may purchase from independent vendors, which are not covered benefits under your policy. Fetch does not recommend, endorse, warrant or guaranty any specific vendor, product or service available under or through the Fetch Deals program or site. Fetch Deals is not insurance and is not provided by AXIS Insurance Company. The service discounts described on this page are not insurance and are not affiliated with AXIS Insurance company. Please click here to review terms and conditions.