Pet Insurance 101

8 ways to maximize your savings with Fetch

Your Fetch Membership means your pet is getting the most complete protection from the unexpected. But there are a lot of perks and benefits that you can expect — and prepare for! 

Check out this list of 8 ways to ensure you’re getting the best value from your Fetch Membership.

1. Download the Fetch app

The Fetch app (which you can find in the App Store or Google Play) is the fastest way to submit claims, check your reimbursement status, access $70/mo. in savings on top pet health products and more. Think of it as your home base for all things related to your Fetch Membership. As an added bonus, you’ll already have a $25 gift card waiting for you by the time you download the app!

2. Upload your pet’s medical records & add your vet 

When it’s time to submit a claim, you’ll upload your pet’s medical records and vet details along with your invoice. To make life for your future self easier, we recommend spending a few minutes adding this info in the Fetch app now — it only takes a few minutes. That way, when the time comes, all you’ll have to do is snap a quick pic of your vet invoice (it’s that easy!) and click upload.

3. Get the fastest reimbursement with direct deposit

Direct deposit is the fastest way to get reimbursed for your vet bills — you can get paid back 5-10 days faster than a check in the mail. Plus, checks come with a $3 fee, so you’ll save money with direct deposit. It’s easy to set up direct deposit in the Fetch app.

4. Get $70/mo. in members-only discounts on essential pet health products

Don’t sleep on Fetch Health Perks — exclusive offers on food, treats, training and much more from top pet brands handpicked by Fetch. Your savings start on day one of your Fetch membership!

5. Check your Fetch app — you’ve got $25 to spend 

Every Fetch Member gets a $25 gift card to Fetch Pet Rx — loaded right into your app as soon as you enroll. You can use it for your pet’s flea & tick preventives, prescriptions or any other meds your pet needs.

6. Get 100% reimbursement on hundreds of qualifying prescriptions with Fetch Pet Rx

Speaking of our online pharmacy, are you getting all of your pet’s prescriptions filled with Fetch Pet Rx? Fetch is the only pet insurance provider that pays you back up to 100% of the cost of your pet’s meds — with $0 copay — when you use Fetch Pet Rx. It’s easy to switch, whether you’re used to getting your meds at the vet or an online pharmacy. All you have to do is answer a few questions about your pet and provide your veterinarian’s name and contact info. That’s it! We’ll use that info to verify your pet’s prescription and take it from there. All of your Rx needs are right at your fingertips with the Fetch app.

7. Don’t forget about your 24/7 online vet access

As a Fetch Member, you’re covered up to $1,000/yr for telehealth treatment, so you can call, text, email or video chat with a vet to get the support you need anytime, anywhere. Whether it’s a diet question, an Rx refill or a behavioral issue — you have on-demand help. No copay, no deductible.

8. Rest easy knowing you’re covered for behavioral therapy

We know that even the best boys and girls need a little extra help sometimes. While many providers don’t offer coverage for behavioral therapy, we do. Consultations with a vet to diagnose and treat behavioral disorders are covered, up to $1,000, per year — included at no extra charge with no copay and no deductible.

100% reimbursement is subject to deductible and policy limit; applies to qualifying medications purchased from Fetch Pet Rx

The Dig, Fetch Pet Insurance's expert-backed editorial, answers all of the questions you forget to ask your vet or are too embarrassed to ask at the dog park. We help make sure you and your best friend have more good days, but we’re there on bad days, too.

Save up to 90% on unexpected vet bills

Use any veterinarian in the U.S. or Canada

Rated 'Excellent' on Trustpilot

The most comprehensive pet insurance

Sign up for our newsletter

Get your price