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Pet Insurance

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Help your dog live their very best life

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Give your cat the best care possible

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Coverage

What’s Covered?

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Accident & Illness

Get a pet insurance plan for unexpected injuries and illnesses

Wellness

Help keep your pet healthy between vet visits with routine and preventative care

Dental Coverage

Learn more about our comprehensive dental coverage for cats and dogs

Pre-Existing Conditions

Learn about our policy on symptoms and pet health conditions prior to coverage

Hereditary & Congenital Conditions

Coverage for conditions your pet may inherit or develop in their lifetime

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Fetch Pet Rx gift card reward

The Fetch Pet Rx gift card reward is eligible for purchasers of Fetch Pet Insurance and the reward is bound to the following terms and conditions:

  • Limit one per customer.
  • Available to residents in AL, AZ, AR, CA, CO, CT, DE, DC, FL, GA, ID, IA, KY, LA, ME, MD, MA, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, OH, OK, OR, SD, TN, TX, VT, WA, WI, WV and WY based upon purchase of a policy and subject to the following condition:
  • The Fetch Pet Rx gift card is eligible to be claimed thirty-five (35) days after the purchase of the applicable pet insurance policy, provided the policy is active and the policyholder’s account is in good standing.
  • To claim your gift card, you will receive an email with instructions from Fetch Pet Insurance with a code to claim your Fetch Pet Rx gift card. Use code at checkout to claim the gift card. The ability to redeem the gift card will expire after one hundred and eighty (180) days from the date you receive your email with your code.
  • Pet insurance policy renewals are not eligible for the promotion.
  • Gift card is not valid or combinable with any other gift card promotion for policy purchase from Fetch Pet Insurance.
  • These offer terms are subject to change at any time without notice, and this offer may be discontinued at any time without notice.
  • Void where prohibited by law.
  • Fetch reserves the sole and exclusive right to withhold the reward in cases where fraudulent activity or abuse of the promotion is suspected, including but not limited to those that are submitted artificially or generated by the use of software.
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This information is descriptive only. Policy activation periods, risk free cancellation terms, waiting periods, limitations, exclusions to coverage and other terms and conditions vary by state or province and are subject to change without notice. Please see your policy for full terms and conditions of coverage. If there is any conflict between the policy and this product information, the provisions of the policy shall prevail.

Fetch insurance policies are administered by Fetch Insurance Services, LLC (d/b/a Fetch Pet Insurance, Fetch Pet Insurance Services in New York and British Columbia, Fetch Insurance in Nebraska, Fetch Pet Insurance Services, LLC in Michigan, North Dakota, New Mexico and California) CA license # 0F60627 and underwritten by AXIS Insurance Company, an Illinois Corporation, in the U.S. and AXIS Reinsurance Company (Canadian Branch) in Canada. For more information, visit fetchpet.com. ©2025 Fetch, Inc.

Discounts and offers are subject to approval and may change at any time. Maximum available discount is 10% and may not be available in all states and is not valid with any other offer. Charitable donations offer not available in AK, HI, ID, IN, KS, ND, NY, RI, SC, or TX, limited to $15 in AL and $10 in MI and UT. For policies purchased in LA or NH, the installment fee is waived for the first payment and applied to all remaining payments.

Most comprehensive and most extensive coverage according to Consumers Advocate, January 2023. Based on a comparison of injury and illness coverage between Fetch and North American pet insurance providers on consumersadvocate.org. Consumers Advocate is a Fetch partner. Best pet insurance according to Consumer Rating, August 2023. Based on a comparison of top pet insurance companies on consumerrating.org. Consumer Rating is a Fetch partner. Unmatched according to The Dodo, May 2022. Rated 'Excellent' on Trustpilot based on consumer reviews as of February 2025.

Fetch is a registered trademark owned by Fetch, Inc. Made for More and Love Longer are trademarks owned by Fetch, Inc. Fetch Wellness is insurance coverage added by endorsement to the core injury and illness policy, if purchased. It is not a “Wellness Program” meaning a subscription or reimbursement-based program that is separate from an insurance policy.

Average monthly premiums are based on U.S. annual premiums for dogs and cats, using the most common coverage configuration of $10,000 annual limit, $300 deductible, and 80% reimbursement rate for the period of 07.01.2024 through 06.30.2025. Exam fees based on average costs. Policies in force and number of pets helped based on Fetch data as of 8.15.2025.

Fetch Health Perks offers access to savings on health and wellness products and services that policyholders may purchase from independent vendors, which are not covered benefits under your policy. Fetch does not recommend, endorse, warrant or guaranty any specific vendor, product or service available under or through the Fetch Health Perks program or site. Fetch Health Perks is not insurance and is not provided by AXIS Insurance Company. The service discounts described on this page are not insurance and are not affiliated with AXIS Insurance company.

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