Get your price

Pet Insurance

Dog Insurance

Help your dog live their very best life

Cat Insurance

Give your cat the best care possible

Pet Insurance Guide

Learn what is pet insurance and how you can help protect your pets

Pet Insurance Cost

Take a closer look at our pet insurance pricing

Sample Policy

Want the details? View a sample policy

FAQs

Get answers to your pet insurance questions

My Account
FAQs
866.509.0163
Chat support
Get your price

Coverage

What’s Covered?

Learn more about what Fetch Pet Insurance covers

Accident & Illness

Get a pet insurance plan for unexpected injuries and illnesses

Wellness

Help keep your pet healthy between vet visits with routine and preventative care

Dental Coverage

Learn more about our comprehensive dental coverage for cats and dogs

Pre-Existing Conditions

Learn about our policy on symptoms and pet health conditions prior to coverage

Hereditary & Congenital Conditions

Coverage for conditions your pet may inherit or develop in their lifetime

My Account
FAQs
866.509.0163
Chat support
Get your price

Claims

Claims Support

Have questions about a claim? We're here to help

Claims Example

View our claim examples to see how you can save up to 90% on vet bills

Claims App

Download our app to easily submit and track claims

My Account
FAQs
866.509.0163
Chat support
Get your price

Compare

Fetch vs. Others

Pets Best

Lemonade

Spot

Trupanion

Embrace

Nationwide

Progressive

Pumpkin

Healthy Paws

ASPCA

AKC

Geico

MetLife

All providers

Pet Insurance Buyers Guide

Get help with finding the right pet insurance plan

My Account
FAQs
866.509.0163
Chat support
Get your price

About

Reviews

Read reviews about Fetch Pet Insurance from real pet parents

Blog

Browse our blog for pet care tips, vet insights and more

Careers

Join the pack! Take a look at our job openings

Employee Benefits

Join other top companies that trust Fetch to protect their pets

About Us

Learn more about the humans behind the most comprehensive pet insurance

Newsroom

Read the latest news and press coverage about Fetch

My Account
FAQs
866.509.0163
Chat support
Get your price
My Account
FAQs
866.509.0163
Chat support
Get your price
Account icon
My Account
Get your price
Get your price
Account icon
My Account

Pet Insurance

Dog insurance

Give your dog a longer, healthier life

Cat insurance

Set your cat up for a longer, healthier life

Pet insurance 101

What is pet insurance? Learn how to give your pets more good days with the right protection.

Sample policy

Want the details? View a sample policy.

Is pet insurance worth it?

Find out if pet insurance is right for you, your pet and your budget

Help Center

My Account
Fetch App
FAQs
866.509.0163
Chat support

Coverage

What’s covered?

Learn more about what Fetch Pet Insurance covers and doesn’t cover

Accident & illness

Get a pet insurance plan for unexpected injuries and illnesses

Wellness

Help keep your pet healthy between visits with routine and preventive care

Dental coverage

How complete dental coverage for dogs and cats supports overall health

Pre-existing conditions

Learn how pre-existing conditions affect pet insurance coverage

Hereditary & congenital conditions

Afford veterinary care for conditions your pet may inherit or develop in their life

Help Center

My Account
Fetch App
FAQs
866.509.0163
Chat support

Claims

Claims support

Questions about a claim? We're here to help.

Claims example

View our claim examples to see how you can get up to 90% reimbursement on vet bills

Help Center

My Account
Fetch App
FAQs
866.509.0163
Chat support

Perks

Fetch Deals

Shop & save on everyday products and services to give your pet a longer, healthier life

Fetch Online Vet

24/7 access to licensed vets — right from your phone, computer or tablet

Fetch Pet Rx

Get 100% reimbursement on hundreds of qualifying pet meds

Help Center

My Account
Fetch App
FAQs
866.509.0163
Chat support

Compare

Fetch vs. Others

AKC

ASPCA

Embrace

Geico

Healthy Paws

Lemonade

MetLife

Nationwide

Pets Best

Progressive

Pumpkin

Spot

Trupanion

All providers

Reviews

Read reviews about Fetch Pet Insurance from members who trust us to protect their pets

Pet insurance buyer’s guide

Get help finding the right pet insurance plan for you and your pet

Help Center

My Account
Fetch App
FAQs
866.509.0163
Chat support

About

About us

Learn more about the humans behind the most comprehensive pet insurance

Blog

Learn how to give your pet more healthy, happy days with vet insights and more

Careers

Take a look at job openings, and see how you can join our team of passionate pet people

Employee benefits

Join top companies that trust Fetch to give their employees’ pets longer, healthier lives

Newsroom

See the latest news and press coverage about Fetch Pet Insurance

Help Center

My Account
Fetch App
FAQs
866.509.0163
Chat support

Help Center

My Account
Fetch App
FAQs
866.509.0163
Chat support
Account icon
My Account
Get your price

Fetch Pet Rx gift card reward

The Fetch Pet Rx gift card reward is eligible for purchasers of Fetch Pet Insurance and the reward is bound to the following terms and conditions:

  • Limit one per customer.
  • Available to residents in AL, AZ, AR, CA, CO, CT, DE, DC, FL, GA, ID, IA, KY, LA, ME, MD, MA, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, OH, OK, OR, SD, TN, TX, VT, WA, WI, WV and WY based upon purchase of a policy and subject to the following condition:
  • The Fetch Pet Rx gift card is eligible to be claimed thirty-five (35) days after the purchase of the applicable pet insurance policy, provided the policy is active and the policyholder’s account is in good standing.
  • To claim your gift card, you will receive an email with instructions from Fetch Pet Insurance with a code to claim your Fetch Pet Rx gift card. Use code at checkout to claim the gift card. The ability to redeem the gift card will expire after one hundred and eighty (180) days from the date you receive your email with your code.
  • Pet insurance policy renewals are not eligible for the promotion.
  • Gift card is not valid or combinable with any other gift card promotion for policy purchase from Fetch Pet Insurance.
  • These offer terms are subject to change at any time without notice, and this offer may be discontinued at any time without notice.
  • Void where prohibited by law.
  • Fetch reserves the sole and exclusive right to withhold the reward in cases where fraudulent activity or abuse of the promotion is suspected, including but not limited to those that are submitted artificially or generated by the use of software.

Connect with Us

FacebookInstagramPinterestYoutubeLinkedIn

Pet Insurance

  • Sample policy terms
  • State disclosure notices
  • Reviews
  • Discounts
  • Claims
  • Pre-existing conditions
  • Pet insurance by state
  • Pet insurance by breed

About

  • Fetch core values
  • About us
  • Veterinary Advisory Board
  • Careers
  • Partner with us
  • Employee benefits
  • Newsroom
  • Accessibility
  • Privacy agreementGLBA Disclosure
  • Culture

Cause

  • Shelter partners
  • Project Street Vet

Resources

  • Fetch Health Forecast
  • Sitemap

Connect with us

FacebookInstagramPinterestYoutubeLinkedIn

Country

United States

United States

Canada

Contact Us

  • Full contact info
  • 1.866.509.0163

Fetch Pet Insurance app

Apple App Store badge.

This information is descriptive only. Policy activation periods, risk free cancellation terms, waiting periods, limitations, exclusions to coverage and other terms and conditions vary by state or province and are subject to change without notice. Please see your policy for full terms and conditions of coverage. If there is any conflict between the policy and this product information, the provisions of the policy shall prevail.

Fetch insurance policies are administered by Fetch Insurance Services, LLC (d/b/a Fetch Pet Insurance, Fetch Pet Insurance Services in New York and British Columbia, Fetch Insurance in Nebraska, Fetch Pet Insurance Services, LLC in Michigan, North Dakota, New Mexico and California) CA license # 0F60627 and underwritten by AXIS Insurance Company, an Illinois Corporation, in the U.S. and AXIS Reinsurance Company (Canadian Branch) in Canada. For more information, visit fetchpet.com. ©2026 Fetch, Inc.

Discounts and offers are subject to approval and may change at any time. Maximum available discount is 10% and may not be available in all states and is not valid with any other offer. Charitable donations offer not available in AK, HI, ID, IN, KS, ND, NY, RI, SC, or TX, limited to $15 in AL and $10 in MI and UT. For policies purchased in LA or NH, the installment fee is waived for the first payment and applied to all remaining payments.

Most comprehensive and most extensive coverage according to Consumers Advocate, January 2023. Based on a comparison of injury and illness coverage between Fetch and North American pet insurance providers on consumersadvocate.org. Consumers Advocate is a Fetch partner. Best pet insurance according to Consumer Rating, August 2023. Based on a comparison of top pet insurance companies on consumerrating.org. Consumer Rating is a Fetch partner. Unmatched according to The Dodo, May 2022. Rated 'Excellent' on Trustpilot based on consumer reviews as of February 2025.

Fetch is a registered trademark owned by Fetch, Inc. Made for More and Love Longer are trademarks owned by Fetch, Inc. Fetch Wellness is insurance coverage added by endorsement to the core injury and illness policy, if purchased. It is not a “Wellness Program” meaning a subscription or reimbursement-based program that is separate from an insurance policy.

Average monthly premiums are based on U.S. annual premiums for dogs and cats, using the most common coverage configuration of $10,000 annual limit, $300 deductible, and 80% reimbursement rate for the period of 07.01.2024 through 06.30.2025. Exam fees based on average costs. Policies in force and number of pets helped based on Fetch data as of 8.15.2025.

Average savings of $40+ per order derived from actual Fetch member purchase data from April–June 2025 in the U.S. and Canada and displayed in U.S. dollars. Savings represent the difference between retail price and price paid through Fetch Deals. Individual results may vary. Fetch Deals offers access to savings on health and wellness products and services that policyholders may purchase from independent vendors, which are not covered benefits under your policy. Fetch does not recommend, endorse, warrant or guaranty any specific vendor, product or service available under or through the Fetch Deals program or site. Fetch Deals is not insurance and is not provided by AXIS Insurance Company. The service discounts described on this page are not insurance and are not affiliated with AXIS Insurance company. Please click here to review terms and conditions.