What is Fetch Pet Rx?

FetchPetRx.com is Fetch’s online pet pharmacy with the guaranteed lowest prices on your pet’s prescription meds as well as everyday pet essentials. Fetch Pet Rx is currently available to U.S. residents and is accredited by the National Board of Pharmacy as a trusted and reliable online pet pharmacy.

What are the key benefits of Fetch Pet Rx?

Every 6 seconds, a pet parent gets hit with an unexpected vet bill of $1,000 or more. That’s where Fetch pays off. We cover the unpredictable accidents and illnesses that occur during the normal life of a pet. When you budget for pet insurance during the good days, the emergencies can be much easier to handle.

  • $0 Copay – Policyholders get 100% reimbursed for prescriptions filled through Fetch Pet Rx.
  • No Additional Costs – This benefit is included at no extra charge.
  • Fast & Free Shipping – Orders over $49 ship free, saving time & money.
  • Unlimited Savings – Full coverage up to the policy’s max value.
  • Lowest Price Guarantee – 100% price protection on all prescriptions.
  • Concierge Pet Rx Team – Dedicated agents to assist with prescription transfers & questions.

Who is eligible for Fetch Pet Rx?

Fetch Pet Rx is available to all new policyholders and will roll out to current policyholders as they renew. It is available in most U.S. states.

Can policyholders use other pharmacies?

Yes, but if they choose an outside pharmacy, a standard copay applies, and reimbursements are capped at $1,500 on average. Fetch Pet Rx removes these limits for maximum savings.

Are there any sublimits?

If a policyholder chooses an outside pharmacy, a standard copay applies, and reimbursements are capped at $1,500 on average.

Anesthesia and cancer treatments are covered every time — no matter the pharmacy you use.

  • Anesthesia: Costs for anesthesia during required medical procedures are fully covered.
  • Cancer Treatments: Chemotherapy and related medications are not subject to limits.

As a reminder, there are no sublimits when you use Fetch Pet Rx.

How does Fetch Pet Rx work?

  1. Sign in at FetchPetRx.com/signin using Fetch Pet Insurance credentials.
  2. Select medications, set up autoship if needed, and purchase.
  3. Fetch Pet Rx contacts the vet within 48 hours to confirm the prescription. No action needed from the policyholder.
  4. Once approved, the order ships.
  5. Submit a claim for reimbursement and get 100% back on eligible prescriptions.

Benefits and savings are provided by Allivet. Fetch Pet Rx and Allivet are not insurance and are not provided by XL Specialty Insurance Company or AXIS Insurance Company.

All orders from FetchPetRx.com are fulfilled by Allivet. Allivet is a fully licensed pharmacy, licensed to sell pet prescription medication in all states. This offering is currently not available in Canada.

Prescription medications and supplements that are covered by your policy are subject to your deductible.

100% reimbursement is currently not available to new policyholders in CA, FL, MA and NV as of March, 2025.

This information is descriptive only. Policy activation periods, risk free cancellation terms, waiting periods, limitations, exclusions to coverage and other terms and conditions vary by state and are subject to change without notice. Please see your policy for full terms and conditions of coverage. If there is any conflict between the policy and this product information, the provisions of the policy shall prevail.

Fetch insurance policies are administered by Fetch Insurance Services, LLC (d/b/a Fetch Pet Insurance, Fetch Pet Insurance Services in New York and British Columbia, Fetch Insurance in Nebraska, Fetch Pet Insurance Services, LLC in Michigan, North Dakota, New Mexico and California) CA license # 0F60627 and underwritten by AXIS Insurance Company, an Illinois Corporation, in the U.S. and AXIS Reinsurance Company (Canadian Branch) in Canada. For more information, visit fetchpet.com. ©️2025 Fetch, Inc.

Discounts and offers are subject to approval and may change at any time. Maximum available discount is 10% and may not be available in all states and is not valid with any other offer. Charitable donations offer not available in AK, HI, ID, IN, KS, ND, NY, RI, SC, or TX, limited to $15 in AL and $10 in MI and UT. For policies purchased in LA or NH, the installment fee is waived for the first payment and applied to all remaining payments.

Most comprehensive and most extensive coverage according to Consumers Advocate, January 2023. Based on a comparison of injury and illness coverage between Fetch and North American pet insurance providers on consumersadvocate.org. Consumers Advocate is a Fetch partner. Best pet insurance according to Consumer Rating, August 2023. Based on a comparison of top pet insurance companies on consumerrating.org. Consumer Rating is a Fetch partner. MarketWatch, NerdWallet, Forbes Advisor and Rover are Fetch partners. Unmatched according to The Dodo, May 2022.

Fetch is a registered trademark owned by Fetch, Inc. Fetch Wellness is insurance coverage added by endorsement to the core injury and illness policy, if purchased. It is not a “Wellness Program” meaning a subscription or reimbursement-based program that is separate from an insurance policy.

Average monthly premiums are based on U.S. annual premiums, using a 12-month average, for the period of 01.01.2022 through 12.31.2022 and all available limit combinations. Exam fees based on average costs. Policies in force and number of pets helped based on Fetch data as of 10.12.2023.

Fetch Health Perks offers access to savings on health and wellness products and services that policyholders may purchase from independent vendors, which are not covered benefits under your policy. Fetch does not recommend, endorse, warrant or guaranty any specific vendor, product or service available under or through the Fetch Health Perks program or site.

Please click here to review terms and conditions.