Pet Insurance
How long does pet insurance take to kick in?
When you sign up for pet insurance, your coverage won’t kick in immediately. Once you’re enrolled with a provider, there’s typically a waiting period before your coverage begins. Injuries or illnesses that occur during this waiting period will not be covered. When you sign up with Fetch, there's a waiting period of up to 15 days before accident and illness coverage begins.
Pet insurance wellness coverage kicks in more quickly. There is no waiting period for Fetch Wellness coverage for routine and preventive care (if added) — it can be used on or after the effective date of your pet’s policy.
To make sure your pet gets as much coverage as possible, it's best to sign up as early as possible. By insuring your pet before health issues develop, you won’t have to worry waiting for your pet insurance to kick in when you need it.