Fetch Pet Insurance app — file claims & get paid back fast

Filing a claim with the Fetch Pet Insurance app is fast and easy. Once you’ve downloaded the app, you’ll go to Submit a Claim. Then, snap a pic of your paid, itemized invoice and medical records, upload them and add your vet’s info. That’s it — you’re ready to submit.

A veterinary emergency can “easily result in a bill greater than $2,000,” according to the American Veterinary Medical Association (AVMA) — Fetch Pet’s seamless claims experience helps make getting paid back for vet bills a cinch.

Fetch Pet claims are typically processed in less than 10 days. Once approved and you've met your deductible, you’ll get paid back up to 90% straight to your bank account when you set up direct deposit in the Fetch Pet Insurance app.

Yes, you can file a claim from your phone using the Fetch Pet Insurance app. It’s fast and easy — just snap a pic of the paid invoice from your vet visit and upload it along with your pet’s medical records. Next, add your vet’s contact info, so we can reach out directly if we have any follow-up questions. This way, we’ll handle any back and forth, so it’s more convenient for you.

With Fetch Pet, you have to submit your claim within 90 days of your pet’s vet visit. Claims submitted after 90 days won’t be covered. Claims can be filed easily in the top-rated Fetch Pet Insurance app or in your account.

SOAP notes are a portion of your pet’s veterinary medical records. They should include exam notes and lab results. SOAP stands for Subjective (your observations as the pet parent), Objective (the vet's clinical findings), Assessment (the diagnosis) and Plan (the recommended treatment or next steps).

Fetch Pet requires SOAP notes, so we can see your pet's medical history and determine what treatment is eligible for coverage under your pet insurance plan. Here’s why this matters: No pet insurance provider, including Fetch Pet, covers all pre-existing conditions. A pre-existing condition is defined as any injury, illness or condition that your pet shows signs or symptoms of either before you enroll in insurance or during the waiting period of up to 15 days. Any claims for treatment related to a pre-existing condition will not be covered — unless it’s a curable pre-existing condition. To learn more, read about pre-existing conditions.

You can track the status of an active claim in the Fetch Pet Insurance app or your online account. To see the status of a claim, follow these instructions:

1. Make sure you’re logged into your account

2. Go to Claims

3. Click on an individual claim to see its status

We’ll also email you with updates, so keep an eye on your inbox.

Fetch Pet has the top-rated mobile app for managing claims, with a rating of 4.8 stars on the Apple App Store and a 4.7 rating on Google Play.

Yes, you can download the Fetch Pet Insurance app in the App Store or Google Play. The Fetch Pet Insurance app is the fastest, easiest way to submit claims and get paid back. You can also use the app to track claims, shop Fetch Deals (discounts on pet food, treats, toys and more products and services), access our online pharmacy Fetch Pet Rx and much more.