Fetch by The Dodo logoThe Fetch by The Dodo Logo


Is pet insurance effective immediately?

Your coverage is not effective immediately — it kicks in after a 15-day waiting period that begins the day after you enroll. Here’s what you need to know about the waiting period:

  • We cover injuries and illnesses that occur after the waiting period is over.
  • Any claims you submit during the waiting period will not be covered. 
  • Any injury or illness that occurs during the waiting period will be considered a pre-existing condition, which means it won’t be eligible for coverage.

There’s also a 6-month waiting period before injuries of the hips and knees can be covered. 

You can waive the waiting period for knee injuries by having your pet examined by a vet in the first 30 days of your policy to determine that they don’t have any relevant pre-existing conditions.


Fetch by The Dodo

The only pet insurance recommended by The Dodo

Start quote

Smiling woman hugging her happy dog

Looking for something else?

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Get your price