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The most complete pet insurance is just the beginning

Fetch Members get exclusive Perks that make it more convenient and affordable to give pets a longer, healthier life — included in every policy at no extra cost.

Explore Fetch Perks

Get expert support when you need it with 24/7 online vet care

Talk to a vet in minutes and receive a diagnosis, treatment plan or prescription — anytime, anywhere — with Fetch Online Vet powered by Vetster.

  • 24/7 online vet support

  • Video call, chat or text

  • 100% reimbursed for Fetch Members

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The care your pet needs, on your terms

Fetch Online Vet powered by Vetster connects you with a veterinary pro in minutes, so you can access support and guidance anytime, anywhere.

Everyday health advice

Nutritional consults, behavioral support, pet health guidance and more.

Expert support on-demand

Video call for in-depth discussions or text and chat for quick questions— perfect if you're home or traveling.

Injuries & illnesses

Personalized treatment plans for tummy troubles, skin issues and more.

Pick the model that works for you

Pay per appointment or sign up for Vetster Plus for unlimited annual access.

Enjoy 100% reimbursement on these online vet care services when you enroll in Fetch Pet Insurance.

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Meet Fetch Online Vet powered by Vetster

Fetch partners with Vetster because they’re North America’s top-ranked pet health app and the only one that lets you choose your own vet and your own way to pay.

  • Select between a single appointment or an annual membership
  • Browse through thousands of veterinarians
  • Review profiles and ratings to select your veterinary pro
  • Schedule a time to chat, text or video call right through the Vetster app
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With Fetch Online Vet powered by Vetster, you can book as-needed appointments or get an annual membership for ongoing care

Both options include:

  • Access to thousands of veterinarians

  • High-quality, secure video calls

  • 48-hour follow-up live messaging with your vet

  • Have prescriptions sent to your local pharmacy

  • Available in Canada and all 50 states

No matter your choice, online vet care is covered

100% reimbursement is included in all Fetch Pet Insurance policies — at no extra cost

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More with your membership

Get more from Fetch at no extra cost

Your Fetch Membership comes with exclusive savings and benefits you can’t get anywhere else.

A person putting their dogs food down for them.
A person putting their dogs food down for them.

Fetch Deals

Shop & save on everyday products and services to give your pet a longer, healthier life

Fetch Members get exclusive discounts on vet-approved pet food, grooming products, litter and more from top pet brands committed to the health and wellness of your pet.

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Already a Fetch member? Log in to save

Fetch is on a mission to help you give your pet a longer, healthier life.

Making the best veterinary care accessible to your dogs and cats — no matter the cost — is just the beginning. When you join Fetch, you’re getting the most complete pet insurance and unlocking a world of exclusive Member Perks on products and services that help you enjoy more good days with your pet.

Fetch Pet Insurance | Love Longer.™Fetch Pet Insurance | Love Longer.™

Fetch Online Vet powered by Vetster offers access to licensed veterinarians through on-demand online appointments. Policyholders can file a claim for Telehealth treatments as a benefit under the Fetch Accident & Illness policy, up to $1,000/year. Fetch does not guaranty any specific product or service available under or through the Vetster program or site. Service administered by Vetster is not insurance and is not provided by or affiliated with AXIS Insurance Company.

Most complete pet insurance according to Forbes Advisor, March 2025. Based on a comparison of top pet insurance companies on pet.advisor.forbes.com. Forbes Advisor is a Fetch partner.

The VAB has no legal or financial responsibilities. Its charter is to give advice and recommendations to the Fetch CEO and executive team. Fetch is solely responsible for deciding what recommendations to implement and absolves the VAB of any and all responsibility and liability.

Individuals that appear are real pet owners insured by Fetch.

This information is descriptive only. Policy activation periods, risk free cancellation terms, waiting periods, limitations, exclusions to coverage and other terms and conditions vary by state or province and are subject to change without notice. Please see your policy for full terms and conditions of coverage. If there is any conflict between the policy and this product information, the provisions of the policy shall prevail.

Fetch insurance policies are administered by Fetch Insurance Services, LLC (d/b/a Fetch Pet Insurance, Fetch Pet Insurance Services in New York and British Columbia, Fetch Insurance in Nebraska, Fetch Pet Insurance Services, LLC in Michigan, North Dakota, New Mexico and California) CA license # 0F60627 and underwritten by AXIS Insurance Company, an Illinois Corporation, in the U.S. and AXIS Reinsurance Company (Canadian Branch) in Canada. For more information, visit fetchpet.com. ©2025 Fetch, Inc.

Discounts and offers are subject to approval and may change at any time. Maximum available discount is 10% and may not be available in all states and is not valid with any other offer. Charitable donations offer not available in AK, HI, ID, IN, KS, ND, NY, RI, SC, or TX, limited to $15 in AL and $10 in MI and UT. For policies purchased in LA or NH, the installment fee is waived for the first payment and applied to all remaining payments.

Most comprehensive and most extensive coverage according to Consumers Advocate, January 2023. Based on a comparison of injury and illness coverage between Fetch and North American pet insurance providers on consumersadvocate.org. Consumers Advocate is a Fetch partner. Best pet insurance according to Consumer Rating, August 2023. Based on a comparison of top pet insurance companies on consumerrating.org. Consumer Rating is a Fetch partner. Unmatched according to The Dodo, May 2022. Rated 'Excellent' on Trustpilot based on consumer reviews as of February 2025.

Fetch is a registered trademark owned by Fetch, Inc. Made for More and Love Longer are trademarks owned by Fetch, Inc. Fetch Wellness is insurance coverage added by endorsement to the core injury and illness policy, if purchased. It is not a “Wellness Program” meaning a subscription or reimbursement-based program that is separate from an insurance policy.

Program not available in New Brunswick and Quebec. Average monthly premiums are based on Canadian annual premiums for dogs and cats, using the most common coverage configuration of $10,000 annual limit, $300 deductible, and 80% reimbursement rate for the period of 07.01.2024 through 06.30.2025. Exam fees based on average costs. Policies in force and number of pets helped based on Fetch data as of 8.15.2025.

Average savings of $40+ per order derived from actual Fetch member purchase data from April–June 2025 in the U.S. and Canada and displayed in U.S. dollars. Savings represent the difference between retail price and price paid through Fetch Deals. Individual results may vary. Fetch Deals offers access to savings on health and wellness products and services that policyholders may purchase from independent vendors, which are not covered benefits under your policy. Fetch does not recommend, endorse, warrant or guaranty any specific vendor, product or service available under or through the Fetch Deals program or site. Fetch Deals is not insurance and is not provided by AXIS Insurance Company. The service discounts described on this page are not insurance and are not affiliated with AXIS Insurance company. Please click here to review terms and conditions.