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Pet Insurance 101

Does pet insurance cover dental care?

Prevent periodontal disease with pet dental insurance.

Caring for your pet’s teeth can help to protect them from serious and painful illnesses, like periodontal disease (aka infections and inflammation throughout a dog or cat’s gums and mouth bones). This condition, in turn, can have many uncomfortable symptoms, like pawing at the mouth, reluctance to chew, tooth loss and bad breath.

Luckily, there are several procedures to treat periodontal disease, but they can sometimes be costly. That’s why it helps to have Fetch Pet Insurance to help with medical bills for oral disorders, disease or injury. 

Does pet insurance cover dental care?

Yes! Fetch offers the most comprehensive dental coverage in the pet insurance industry. This means we cover injury and illness in every tooth — not just the four canines. And it doesn’t stop there: Fetch offers coverage for gum disease in both cats and dogs.

What does pet insurance cover?

Dental care isn’t the only way we help you care for your pet’s health. Here are more scenarios (but not all!) where we’ll cover up to 90% of your pet’s vet expenses:

  • Prescription medications and supplements
  • Emergency vet visits
  • Virtual, in-home and office visits
  • Hospital stays
  • Physical therapy
  • Allergies
  • Surgery
  • X-rays and CT scans
  • Ultrasounds
  • Blood tests
  • Breed-specific issues, including hip dysplasia
  • Specialists
  • Sick-visit exam fees
  • Laboratory tests
  • Vomiting and diarrhea
  • Hereditary and congenital issues
  • Swallowed objects and toxins
  • Every tooth covered (and gum disease)
  • Diabetes and insulin
  • Cancer treatment
  • Veterinary acupuncture and chiropractic care
  • Treatment to help aggression and separation anxiety

RELATED: How much does it cost to clean a dog’s teeth?

How does pet insurance work?

Getting paid back for your pet’s medical expenses is easy and fast. After signing up for Fetch cat or dog insurance, there’s a waiting period, of up to 15 days, before some conditions are covered. Every pet’s policy includes their individual effective date and waiting period.

After the waiting period, you’re all set to submit your claims. Here’s how it works:

Step one: Visit any licensed vet in the U.S. or Canada.

Step two: Submit a claim on our app or website by taking a photo of your vet documents. We’ll handle it from there.

Step three: Get paid back! You can receive up to 90% of your vet expenses back.

The Dig, Fetch's expert-backed editorial, answers all of the questions you forget to ask your vet or are too embarrassed to ask at the dog park. We help make sure you and your best friend have more good days, but we’re there on bad days, too.

Save up to 90% on unexpected vet bills

Use any veterinarian in Canada or the U.S.

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