Fetch pays back up to 90% of unexpected vet bills

Get a free quote

Help your dog live a healthier, longer life.

Introducing the Fetch Health Forecast.

Get your dog's free forecast

Fetch Pet Insurance logo.
A photo of a brown dog who is looking out the window

Pet Insurance 101

How to choose the best dog insurance plan

We'll walk you through it.

So you’re considering signing your dog up for Fetch Pet Insurance. You have so many adventures planned and want to feel secure knowing that your pet’s medical bills will be covered if anything happens. But how do you go about choosing the right plan?

It's a good thing you landed here. We're explaining how you can customize your monthly plan to fit your dog’s lifestyle and needs.

Best dog insurance

When signing up for dog insurance, you want to choose a provider that covers all of the bases. And you should know that Fetch dog insurance plans are the most comprehensive — we cover up to 90% of vet bills for a range of incidents. Here are just some of the ways we’ll be there for your dog:

  • Veterinary exam fees
  • Emergency vet visits
  • Specialist vet visits
  • Comprehensive dental
  • Breed-specific conditions
  • Complete sick visit
  • Injuries and illnesses
  • Virtual vet visits
  • Diagnostic tests
  • Imaging and ultrasounds (like MRIs)
  • Holistic and chiropractic care
  • Behavioral therapy
  • Cancer treatment
  • Surgery and rehabilitation

What is the best pet insurance for senior dogs?

While we’d love nothing more than to cover your dog since they were a baby, we cherish every second your pup is Fetch protected. Even if you welcome an older dog into your life, we still recommend signing up for pet insurance.

RELATED: Should I get pet insurance for my dog?

What dog insurance plans also cover dental?

We believe that each dog tooth is important, not just the four canines. That’s why Fetch offers comprehensive dental insurance for oral diseases and injuries.

How much does dog insurance cost?

Using the same data points that power our patent-pending tool, Fetch Forward™, we determine the most accurate pricing based on your pet’s breed, age and location.

Heads up: Our dog insurance plans are designed to work for you. On average, Fetch dog insurance plans cost around $35 per month, but you can customize your rate. Pull these levers to adjust your monthly payment:

Maximum annual payout

This number is the maximum dollar amount you can be paid back per policy year. The higher your max annual payout, the more you'll pay per month.


You're responsible for paying this fixed dollar amount before your insurance kicks in. Higher deductible plans have lower monthly premiums.


Or, the percentage of each covered vet bill you’ll be paid back before you meet your deductible. The higher your reimbursement rate, the more you’ll pay per month.

Here's another bonus: There's no sign-up fee, and you can cancel anytime.

How do I start a pet insurance quote?

Figuring out what your monthly plan would cost is simple. Just input your email and answer a couple of questions about your pet and location to get your quote.

Pet insurance reviews

Do you want to learn more about how we helped other pets? Read what people had to say.

Pet insurance comparisons

We’ve already mentioned that Fetch Pet Insurance is the most comprehensive, but feel free to browse our comparison pages to see how we stack up against other pet insurance providers.

To recap: Fetch dog insurance is the most comprehensive, and you can sign up (and cancel, though we hope you stay!) for free at any time. To learn more about why your pet should become Fetch protected, visit fetchpet.com.

The Dig, Fetch's expert-backed editorial, answers all of the questions you forget to ask your vet or are too embarrassed to ask at the dog park. We help make sure you and your best friend have more good days, but we’re there on bad days, too.

Save up to 90% on unexpected vet bills

Use any veterinarian in Canada or the U.S.

Rated 'Excellent' on Trustpilot

The most comprehensive pet insurance

Photo by Nathalie SPEHNER on Unsplash

Sign up for our newsletter

Get a free quote