Pet insurance that covers dental — every tooth, full protection

Which pet insurance covers dental?

Fetch covers injury and disease in all adult teeth and your pet’s gums. The most common disease in dogs and cats is periodontal disease (up to 90% of pets get it). Fetch’s full-mouth dental coverage gives you up to 90% reimbursement for periodontal disease and other dental injuries and illnesses.

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Curry the Basset Hound.

Curry

Periodontal disease costs:

$6,126

Fetch paid back:

$4,417

How dental insurance helps dogs & cats live longer, healthier lives

1 out of 4 pets experience a traumatic dental injury in their lifetime, according to the Journal of Veterinary Dentistry. When left untreated, dental conditions can lead to bigger health problems. Fetch provides the most complete dental coverage so you can give your pet the best protection for more good days.

  • Up to 90% of dogs and cats have periodontal disease. Most pets start showing signs by age 3, according to Cornell University.

    Fetch covers periodontal disease.

  • Nearly 7 out of 10 cats experience resorptive lesions (commonly causing teeth to be reabsorbed). These are typically treated by extraction.

    Fetch covers resorption and extraction for every adult tooth.

  • Broken teeth make up about 50% of pet dental injuries, which isn’t surprising since dogs explore the world through chewing.

    Fetch covers treatment for every adult tooth.

What is periodontal disease? Periodontal disease occurs when there’s an infection or inflammation in an animal’s teeth and gums caused by bacteria and plaque buildup. It can start as mild as gingivitis, but can progress to cause loose teeth and teeth falling out.

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No one covers more dental injuries or illnesses than Fetch

Dental accidents & dental illnesses

Fetch gives you the most complete coverage for dental injuries and illnesses in every adult tooth. Without coverage for every tooth, you may have to pay thousands to cover your pet’s dental bills.

  • Periodontal disease

  • Gingivitis

  • Oral infections

  • Tartar buildup

  • Jaw fractures

  • Tooth resorption

  • Periodontitis

  • Abscessed teeth

Dental procedures

When your pet has a dental illness or injury, your vet may recommend a procedure to treat it. Fetch covers every vet in the Canada and the U.S., including specialists, so your pet can get the dental procedures they need for every adult tooth.

  • Root canals

  • Oral tumors

  • Broken teeth

  • Crowns

  • Oral surgery

  • Tooth extractions

  • Endodontic surgery

  • Splinting

Did you know?

When left untreated, dental issues in pets can lead to health risks like jaw fractures due to bone destruction and damage to kidneys and other organs due to chronic bacterial infection in the mouth, according to ASPCA (American Society for the Prevention of Cruelty to Animals).

Average cost for a root canal

$1,724

Fetch pays back: $1,551

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The cost of dental insurance for dogs & cats

When you sign up with Fetch, your insurance automatically includes coverage for dental accidents and illnesses. Fetch Pet Insurance costs $34/mo. for dogs and $21/mo. for cats, on average. Your price will vary depending on 3 factors: your pet’s age, breed and where you live.

Top-rated on

Google

“Dixie had a very expensive vet visit. Dental with the works — bloodwork, anesthesia, extractions. I was so pleased that Fetch reimbursed us.”

5 Stars on Google.

Heather B., Fetch Member

Coverage for dental injuries & illnesses is included in every Fetch policy — at no extra cost

Get paid back up to 90% for these dental procedures and more with Fetch.

Dental procedure

Cost (on avg.) per procedure

Fetch Pet Insurance

pays back

Root canal

$1,724

Periodontal (gum disease)

$1,389

Oral surgery

$620

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Add Wellness coverage to your pet insurance for reimbursements on teeth cleanings & more

Routine dental care helps your pet live a longer, healthier life

Fetch offers dental cleaning coverage when you add Fetch Wellness. Dental exams are considered routine care, which means they’re not typically included with standard pet insurance plans. Annual exams don’t just keep your pet’s teeth clean — they also catch early signs of dental disease before they evolve into a more painful illness.

What is wellness dental coverage? A pet insurance wellness plan is an optional add-on to cover routine and preventive care. Dental wellness coverage often includes reimbursement for dental cleaning and a comprehensive oral exam.

Periodontal disease in pets is preventable, and it takes a combination of treatment and routine care to keep their mouths healthy.

Dr. Aliya McCullough, DVM, MS

Fetch Chief Veterinary Officer & Director of Veterinary Affairs

A portrait of Dr. Aliya McCullough.
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How claims and reimbursements work for dental pet insurance

  1. 1

    Pay the vet

    With Fetch, you can use any vet in Canada or the U.S. — we even cover specialists and emergency clinics. Just remember: You pay your bill at the vet’s office.

  2. 2

    Submit a claim

    Snap a picture of your paid invoice and supporting medical records and submit them in the top-rated Fetch app.

  3. 3

    Get paid back fast

    Claims are typically processed in less than 10 days. Once approved, you'll get paid back up to 90% straight to your bank account via direct deposit.

Fetch does not cover pre-existing dental conditions — in general, no pet insurance does. A pre-existing condition is defined as any injury, illness or condition that you or your veterinarian notice either before you enroll in insurance or during the waiting period of up to 15 days. Any claims for treatment related to a pre-existing condition will not be covered.

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Questions about dental insurance for dogs & cats — answered

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Fetch is on a mission to help you give your pet a longer, healthier life.

Making the best veterinary care accessible to your dogs and cats — no matter the cost — is just the beginning. When you join Fetch, you’re getting the most complete pet insurance and unlocking a world of exclusive Member Perks on products and services that help you enjoy more good days with your pet.

Fetch Pet Insurance | Love Longer.™