Pet Insurance
Dog Insurance
Help your dog live their very best life
Cat Insurance
Coverage worthy of your favorite little sun seeker
Cost
Take a closer look at our pet insurance pricing
“I need all nine lives insured!” -Chi
Give your kitten the best pet insurance. From injuries and illnesses to expert health advice, we have your kitty covered.
Use any veterinarian in Canada or the U.S.
Rated 'Excellent' on Trustpilot with a 4.5 out of 5-star rating.
No fees, no add-ons, cancel anytime.
Kitten insurance helps you cover the cost of vet bills when your kitty gets sick or hurt. Fetch is the most comprehensive kitten insurance there is. That means we cover things like hereditary conditions linked to breed, injury and disease in every adult tooth and exam fees.
Because your kitty can always count on you for the best care, and you can always count on us to pay back up to 90% of unexpected vet bills.
Prescription medications & supplements
Emergency vet visits
Virtual, in-home & office visits
Hospital stays
Physical therapy
Surgeries
X-rays & CT scans
Ultrasounds
Blood tests
Breed-specific issues, including hip dysplasia
Specialists
Sick-visit exam fees
Laboratory tests
Vomiting & diarrhea
Hereditary & congenital issues
Swallowed objects & toxins
Every tooth covered
Gum disease
Diabetes & insulin
Cancer treatment
Acupuncture & chiropractic care
Treatment for aggression & separation anxiety
And so much more!
Fetch kitten insurance provides coverage for future accidents and illnesses — the stuff you can’t see coming. We don’t cover pre-existing conditions. No one does. We also don’t cover cosmetic or elective procedures. Routine and preventive care, which cover things like spaying and neutering, teeth cleaning, flea and tick protection and vaccines, aren’t covered either.
The sooner you get Fetch, the sooner we can help. If you have a kitten, you shouldn’t wait to sign up. And the same goes if you’ve adopted an older cat, too — it’s likely an older pet will develop a new illness or injury as they continue to age. But, if you wait until your kitten gets sick or hurt, we won’t be able to cover your vet visit.
Your coverage kicks in after your waiting period (which could be up to 15 days), so you'll be ready when life throws you curveballs. Here's how Fetch's reimbursement model works:
With Fetch, you have the flexibility to keep your current vet or visit a new vet if you’d like. We even cover specialists and emergency clinics.
Just take a picture of your vet documents, answer a few questions about your pet’s treatment and we’ll handle it from there.
Once your claim is approved, you’ll be paid back up to 90% of your unexpected vet bill in as little as 2 days via direct deposit.
Our plans average $25/month for cats and even lower prices for kittens. How do we do it? With our patent-pending Fetch Forward™ technology — it determines the fairest and most accurate pricing based on your pet’s breed, age and your location. From there, you’ve got options. Here are the levers you can pull to either pay less or get paid back more.
The maximum dollar amount you can be paid back per policy year. The higher your max annual payout, the more you’ll pay per month.
The fixed dollar amount you're responsible for paying before your insurance kicks in. Higher deductible plans have lower monthly premiums.
The percentage of each covered vet bill you’ll be paid back after you meet your deductible. The higher your reimbursement, the more you’ll pay per month.
Our coverage is 100% worth it, but that's not all we offer. Fetch is here to do more than merely ‘have your back’ on bad days. We wholly exist to help you and your best friend enjoy more good days. The Dig, our expert-backed editorial offers around-the-clock access to pet-parenting advice.
The care your best friend deserves. Plans average around $25/mo for cats and even lower prices for kittens.
Use any veterinarian in Canada or the U.S.
No signup fee, no add-ons
Cancel anytime
Most comprehensive according to Consumer's Advocate, January 2022. Based on a comparison of injury and illness coverage between Fetch and North American pet insurance providers on ConsumersAdvocate.org. Consumer Advocate is a Fetch by The Dodo Partner.
This offer is subject to change at any time without notice. All coverage and limit options may not be available to all customers and are subject to underwriting approval. Exam fees based on average costs.
Policies become effective at 12:01 a.m. the day after activation. Waiting periods apply. Pre-existing conditions, including those where clinical signs are present prior to the effective date of the policy or during the waiting period, are excluded from coverage.
Average monthly premiums are based on U.S. annual premiums, using a 12-month average, for the period of 01/01/2020 through 12/31/2020 and all available limit combinations.
Best pet insurance according to Consumer Voice February 2022.
The Dodo is the #1 animal brand globally on social media according to Tubular as of January 2021. The arrangement between Fetch and The Dodo includes an equity stake, as well as brand licensing and marketing services through which The Dodo, and its affiliate, may be compensated to promote Fetch offerings.
Fetch insurance policies are administered by Fetch Insurance Services, LLC (d/b/a Fetch by The Dodo, Fetch by The Dodo, LLC in Michigan & New Mexico, and Fetch by The Dodo Insurance Services, LLC in California) and underwritten by XL Specialty Insurance Company, a Delaware Corporation, or AXIS Insurance Company, an Illinois Corporation, in the U.S. and AXIS Reinsurance Company (Canadian Branch) in Canada. For more information, visit FetchPet.com. ©2022 Fetch, Inc. Information accurate as of July 2022.
Program not available in New Brunswick and Quebec.
This product information is for descriptive purposes only and does not provide a complete summary of coverage. Consult the applicable insurance policy for specific terms, conditions, limits, limitations and exclusions to coverage. Not all coverages or options stated above may apply to each policyholder. The coverage for each policyholder will be governed by the terms and conditions of the applicable policy.
Fetch Forward is not insurance and is not provided by XL Specialty Insurance or AXIS Insurance Company.
Long live love, Because pets are family and The Pet Gala are service marks of Fetch, Inc.
Fetch is a registered trademark owned by Fetch, Inc.
