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Recommended by The Dodo, the #1 animal brand in the world.
Works with any licensed vet in Canada or the U.S.
Sign up for FREE. Cancel anytime.
Kitten insurance helps you cover the cost of vet bills when your kitty gets sick or hurt. Fetch is the most comprehensive* kitten insurance there is. That means we cover what most providers don’t — like hereditary conditions linked to breed, injury and disease in every adult tooth and exam fees.
Because your kitty can always count on you for the best care, and you can always count on us to pay back up to 90% of unexpected vet bills.
Veterinary exam fees
Emergency vet visits
Specialist vet visits
Comprehensive dental
Breed-specific conditions
Complete sick visit
Injuries & illnesses
Diagnostic tests
Imaging & ultrasound
Holistic & chiropractic care
Behavioral therapy
Cancer treatment
Surgery & rehabilitation
Fetch kitten insurance provides coverage for future accidents and illnesses — the stuff you can’t see coming. We don’t cover pre-existing conditions. No one does. We also don’t cover cosmetic or elective procedures. Routine and preventive care, which cover things like spaying and neutering, teeth cleaning, flea and tick protection and vaccines, aren’t covered either.
The sooner you get Fetch, the sooner we can help. If you have a kitten, you shouldn’t wait to sign up. And the same goes if you’ve adopted an older cat, too — it’s likely an older pet will develop a new illness or injury as they continue to age. But, if you wait until your kitten gets sick or hurt, we won’t be able to cover your vet visit.
Your coverage kicks in after your waiting period (which could be up to 15 days), so you'll be ready when life throws you curveballs. Here's how Fetch's reimbursement model works:
With Fetch, you have the flexibility to keep your current vet or visit a new vet if you’d like. We even cover specialists and emergency clinics.
Just take a picture of your vet documents, answer a few questions about your pet’s treatment and we’ll handle it from there.
Once your claim is approved, you’ll be paid back up to 90% of your unexpected vet bill in as little as 2 days via direct deposit.
Our plans average $25/month for cats and even lower prices for kittens. How do we do it? With our patent-pending Fetch Forward™ technology — it determines the fairest and most accurate pricing based on your pet’s breed, age and your location. From there, you’ve got options. Here are the levers you can pull to either pay less or get paid back more.
The maximum dollar amount you can be paid back per policy year. The higher your max annual payout, the more you’ll pay per month.
The fixed dollar amount you're responsible for paying before your insurance kicks in. Higher deductible plans have lower monthly premiums.
The percentage of each covered vet bill you’ll be paid back after you meet your deductible. The higher your reimbursement, the more you’ll pay per month.
Our coverage is 100% worth it, but that's not all we offer. Fetch is here to do more than merely ‘have your back’ on bad days. We wholly exist to help you and your best friend enjoy more good days. The Dig, our expert-backed editorial offers around-the-clock access to pet-parenting advice.
The care your best friend deserves. Plans average around $25/mo for cats and even lower prices for kittens.
Accepted by all veterinarians in Canada or the U.S.
No signup fee, no add-ons
Cancel anytime
*Most comprehensive according to Consumer’s Advocate as of January 2022, based on a comparison of injury and illness coverage between Fetch and North American pet insurance providers. **Risk-free cancellation terms vary by province.
Discounts subject to approval and are subject to change at any time. Maximum available discount is 10%. Discounts may not be available in all states. Discounts not available in Canada. Renewals are not eligible for this promotion. Not valid with any other offer. This offer is subject to change at any time without notice. All coverage and limit options may not be available to all customers and are subject to underwriting approval. Exam fees based on average costs.
Policies become effective at 12:01 a.m. the day after activation. Waiting periods apply. Pre-existing conditions, including those where clinical signs are present prior to the effective date of the policy or during the waiting period, are excluded from coverage.
Average monthly premiums are based on U.S. annual premiums, using a 12-month average, for the period of 01/01/2020 through 12/31/2020 and all available limit combinations.
Most comprehensive according to Consumer’s Advocate as of January 2022, based on a comparison of injury and illness coverage between Fetch and North American pet insurance providers. Consumer Advocate is a Fetch Partner.
Best pet insurance according to Consumer Voice February 2022.
The Dodo is the #1 animal brand globally on social media according to Tubular as of January 2021. The arrangement between Fetch and The Dodo includes an equity stake, as well as brand licensing and marketing services through which The Dodo, and its affiliate, may be compensated to promote Fetch offerings.
Fetch insurance policies are administered by Fetch Insurance Services, LLC (d/b/a Fetch by The Dodo Fetch by The Dodo, LLC in Michigan & New Mexico, and Fetch by The Dodo Insurance Services, LLC in California) and underwritten by XL Specialty Insurance Company, a Delaware Corporation or AXIS Insurance Company, an Illinois Corporation, in the U.S. and XL Specialty Insurance Company - Canadian Branch or AXIS Reinsurance Company (Canadian Branch) in Canada. For more information, visit FetchPet.com. ©2022 Fetch, Inc. Information accurate as of January 2022.
This product information is for descriptive purposes only and does not provide a complete summary of coverage. Consult the applicable insurance policy for specific terms, conditions, limits, limitations and exclusions to coverage. Not all coverages or options stated above may apply to each policyholder. The coverage for each policyholder will be governed by the terms and conditions of the applicable policy.
All coverage and limit options may not be available to all customers and are subject to underwriting approval.Fetch ForwardTM is not insurance and is not provided by XL Specialty Insurance or AXIS Insurance Company.
Long live love is a service mark of Fetch, Inc.
