Best pet insurance for dogs & cats
More coverage.
More money back.
More peace of mind.
Covers up to 90% of unexpected vet bills
100% reimbursement on qualifying pet meds†
Save over $1,500 on pet health products
Use any vet in the U.S. or Canada
Top-rated on
“Saved us thousands, and enables us to take the very best care of our dogs.”
Travis W., Fetch Member
One straightforward but very comprehensive plan
Our pick for comprehensive coverage
Standout feature is its coverage for dental & alternative therapies
The most comprehensive pet insurance
One straightforward but very comprehensive plan
Our pick for comprehensive coverage
Standout feature is its coverage for dental & alternative therapies
The most comprehensive pet insurance
THE FETCH pet insurance DIFFERENCE
Fetch provides the most complete coverage for your pet and more money back for you
Everything you see here (and much more) is provided in one simple plan.
Accident & Illness coverage
Sick-visit exam fees
Emergency vet visits
Dental & gum disease
Cancer treatment
Laboratory tests
Surgeries
X-Rays & CT Scans
Skin & ear infections
Poisoning
Hospital stays
Broken bones
Bite wounds
Name-brand prescription medications
Cuts & scratches
Motor vehicle accidents
Arthritis
Cherry eye
Broken teeth
Treatment for aggression & separation anxiety
Allergies
Vomiting & diarrhea
Ultrasounds
Acupuncture & chiropractic care
Physical therapy
Fetch covers what other providers charge extra for or don't cover at all
Exam fees covered
We cover the exam fee for sick visits, which can save you around $50 - $250.
Every tooth covered
We cover injury and disease in every adult tooth — not just the canines.
Breed-specific issues covered
Not all providers cover hereditary conditions linked to breed. We do.
FETCH VALUE
Not all pet insurance is created equal
If low prices look too good to be true, they probably are. When you see what others don’t cover, you’ll see why Fetch is the best value.
| Coverage | Fetch |
|---|---|
| Every tooth, plus gums | |
| Sick-visit exam fees | |
| Use any vet in the U.S. & Canada | |
| Online pharmacy | |
| Alternative & holistic care | |
| Behavioral therapy | |
| Covers pets of every age 6 weeks+ | |
| Supplements | |
| Embrace |
|---|
| Less coverage than Fetch |
| Costs extra |
 |
| Less coverage than Fetch |
|
|
|
 |
| Trupanion |
|---|
| Less coverage than Fetch |
|
|
|
| Costs extra |
| Costs extra |
|
|
| Lemonade |
|---|
| Less coverage than Fetch |
| Costs extra |
|
|
| Costs extra |
| Costs extra |
|
|
| Nationwide |
|---|
|
|
|
|
| Costs extra |
| Costs extra |
|
|
This comparison is based on core policy coverage and the information is accurate as of September 2023. Fetch Wellness is add-on coverage.
Your Fetch quote includes all monthly taxes & fees
When you're comparison shopping, other providers may not show these costs and look cheaper until check out.
how FETCH works
Getting paid back is as easy as 1, 2, 3
You pay the vet
Like other pet insurance providers, pet parents pay their vet bills in full.
Submit a claim
Just take a picture of your invoice and vet documents, answer a few questions and submit your claim in a matter of minutes.
We pay you back fast
Once your claim is approved, you’ll be paid back up to 90% of your unexpected vet bill in as little as 2 days via direct deposit.
FETCH PET INSURANCE REVIEWS
Thousands of 5-star reviews on Trustpilot
MORE PROTECTION FOR YOUR WALLET
Saving on vet bills is just the beginning
As a Fetch customer, you’ll have access to exclusive programs built to help keep your pet happy and healthy — and save you thousands of dollars a year in the process.
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Fetch Pet Rx
Get 100% reimbursement on pet meds included at no extra cost
With Fetch, you can order your pet’s medications from our online pharmacy, Fetch Pet Rx, and we’ll reimburse 100% of your out-of-pocket expenses.
Subject to deductible and policy limit; applies to qualifying medications purchased from Fetch Pet Rx.
Fetch Health Perks
NEW
Access over $1,500 in savings on pet health + wellness products
Get exclusive discounts on everyday pet food, grooming products, litter and more when you enroll. Included in your policy benefits at no extra cost.
Fetch Online Vet powered by Vetster
Get $1,000 in online vet visits every year for expert vet advice 24/7
Get help when your primary vet is out of reach, avoid unnecessary emergency visits and get expert help fast with our online vet partner, Vetster — no copay or deductible up to your sublimit and included at no extra charge.
At Fetch, we understand how special your pet is to you (and vice-versa). That’s why we built a plan that covers more of the care your pet needs. Having more coverage means you’ll never have to choose between a vet bill and your pet’s health — so they can have a longer, happier life, and you can both have more good days together.
