Pet Insurance 101
What is Fetch?
Your guide to getting paid back fast
Fetch knows that life with pets is full of surprises. When your pet needs to suddenly visit the vet, the last thing you want to think about is how to pay for expensive vet bills.
That’s why our superior insurance covers up to 90% of unexpected vet bills, and our convenient technology makes filing a claim super easy—you can even do it from your phone.
And we don’t only cover those unexpected moments when your pet gets sick or hurt.
Our coverage includes:
- Accidental injuries and illnesses, including viruses like COVID-19
- Exam fees (saving you on average of $50-$250)
- Comprehensive dental (not just the canines, but all teeth)
- Holistic care (because your pet’s care should be as unique as them)
- Virtual vet visits
- Emergency boarding fees
- Breed specific conditions
- Chronic conditions
- Cancer treatments
Who we cover:
We welcome all cats and dogs older than 6 weeks to the Fetch community and also recommend signing up for pet insurance when your pet is young or soon after adopting. Why? Because no pet insurance provider covers pre-existing conditions (health conditions your pet had before signing up), so it’s best to sign up when your pet is young and healthy get the most out of your coverage.
Where we cover:
We go wherever life takes you and your best friend—that’s why our coverage lets you visit any licensed vet, emergency clinic or specialist in the United States and Canada.
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How pet insurance works:
Once you sign up for pet insurance, follow these three simple steps to start getting paid back faster.
01: Visit the vet
If you think something is wrong with your pet, it’s important to check in with your pet’s vet. You can never be too careful.
02: File a claim easily on our app or website
Once you have the invoice from your pet’s health care provider, file a claim on our app or website.
03: Get paid back
Once you’ve successfully submitted your claim, you can track your payment status on the app or website. We’ll let you know if we’re missing any information. Pro tip: Sign up for direct deposit to get paid back faster.
And remember, Fetch pet insurance policies begin the day after signing up (unless you choose a different start date) but, keep in mind, there’s a 15-day waiting period after the start date of your policy where we won't cover any injury or illness of your pet.