A bulldog with their tongue hanging out with a toothbrush drawing on a bright blue background

Pet Insurance 101

What does pet dental insurance cover?

It takes care of so much more than just bad breath

Imagine only caring for some of your pet’s teeth. Luckily, with Fetch, you’ll never have to. Unlike other providers, we cover all injuries and diseases to all of your pet’s adult teeth, not just the four canines.

Let’s break down the types of dental care that’s covered by Fetch’s pet insurance.

Oral exams‍

Unfortunately, oral diseases and injuries — like periodontal disease (the most common disease in dogs and cats and the main cause for early tooth loss), oral tumors and fractured teeth — are very common and also very painful. 

If you notice any of these symptoms, it may be time to call your vet:

  • Bad breath
  • Tartar
  • Broken or loose teeth
  • Discolored teeth (gray or purple)
  • Extra teeth 
  • Missing teeth
  • Abnormal chewing, drooling or dropping food
  • Unusual behavior, decreased activity or loss of appetite

However pets don’t always show outward symptoms, so oral exams and teeth cleanings are crucial tools for spotting health issues.


A COHAT, or comprehensive oral health assessment and treatment, may be recommended if your vet needs to take a closer look into your pet’s mouth. Your pet will be put under anesthesia during the exam. A COHAT generally includes: 

  • Complete visual exam and dental charting 
  • X-rays
  • Removal of plaque and tartar
  • Polishing of the teeth to prevent future build-up of plaque and tartar

Care for your pet’s teeth‍

We know the positive impact that good dental care has on your pet’s health overall. That’s why we cover the full mouth for dental issues, not just the four canines, and our upcoming preventive care plans will cover routine cleanings. 

But don't forget the dental care you can do at home to keep your pet's teeth clean in between dental visits. Brushing your dog's teeth regularly is a great place to start as long as they don’t already have dental disease (as brushing could be painful). With cats, you can also clean their teeth by using a washcloth and then moving up to a toothbrush. If your pet doesn’t feel comfortable brushing, talk to your vet about using alternatives such as dental treats, food, or water additives to reduce plaque.

There’s nothing better than seeing your pet smile, and that’s why we want to help keep your pet’s teeth healthy at every stage of life.

The best pet insurance, period.

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